Important disclosure

G&C Mutual Bank Limited

Car Loan FIxed

Real Time Rating™

  • $0 to $150k
  • 1 to 7 years
  • New or used car
  • Fixed Rate
Interest Rate

7.99%

p.a

Comparison Rate*

8.26%

p.a

Real Time Rating™
Tags
  • $0 to $150k
  • 1 to 7 years
  • New or used car
  • Fixed Rate
Interest Rate

7.99%

p.a

Comparison Rate*

8.26%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$608

based on $30,000 loan amount for 5 years at 7.99%

Pros and cons

For Car Loan Fixed

Benefits

  • No ongoing fees
  • Lower than average application fees
  • No early exit penalty
  • Unlimited extra repayments
  • Flexible repayment options
  • Can apply online
  • Can apply in branch
  • Suitable for both new or used car

G&C Mutual Bank Rate Car loan overview

For Car Loan Fixed

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$0 - $150k

Security type

Secured

Loan term

1 to 7 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Age of car

up to 3 years

Target Market Determination

Visit G&C Mutual Bank Limited to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$190

Ongoing Fee

$0

Missed Payment Penalty

$15

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Other Restrictions

Car age up to 3 years old

Promoted car loans

Promoted

Lower Rate

Car Loan (Car > 5 Years)

Real Time Rating™
  • $3k to $50k
  • 1 to 5 years
  • Variable Rate
  • Secured
Interest Rate

9.74%

p.a

Comparison Rate*

9.95%

p.a

Promoted

Secured

Used Car Loan (Car < 10 Years)

Real Time Rating™
  • $1k to $80k
  • 0 to 7 years
  • Variable Rate
  • Secured
Interest Rate

10.70%

p.a

Comparison Rate*

11.35%

p.a

Promoted

Generic

New Car Loan

  • Via broker
  • $10k to $250k
  • 1 to 7 years
  • Fixed Rate
Interest Rate

From

6.52%

p.a

up to 18%

Comparison Rate*

From

6.95%

p.a