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- Illawarra Credit Union
- Secured Fixed Personal Loan (New Asset)
Secured Fixed Personal Loan (New Asset)
- $10k to $100k
- 1 to 5 years
- Fixed Rate
- Secured
Interest rate p.a.
6.49%
Comparison rate* p.a.
6.77%
Secured Fixed Personal Loan (New Asset)
- $10k to $100k
- 1 to 5 years
- Fixed Rate
- Secured
Interest rate p.a.
6.49%
Comparison rate* p.a.
6.77%
Calculate your repayments for this loan
$
Your estimated repayment
$587
based on 30000 loan amount for 5 years at 6.49%
Pros and Cons
For Secured Fixed Personal Loan (New Asset)
Benefits
- Lower than average rate
- No ongoing fees
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- Can apply online
- Can apply in branch
Drawbacks
- Higher than average application fee
- Limited to new cars
Illawarra Credit Union Rate Car Loan overview
For Secured Fixed Personal Loan (New Asset)
Details
Total repayments
$35,211
Interest rate type
Fixed
Borrowing range
$10k - $100k
Security type
Secured
Loan term
1 to 5 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Age of car
up to 2 years
Target Market Determination
Visit Illawarra Credit Union Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$200
Ongoing Fee
$0
Missed payment penalty
$0
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Other Restrictions
car age up to 2 year old
