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- Smart Personal Loan Fixed (Vehicle 6-10 Years)
Smart Personal Loan Fixed (Vehicle 6-10 Years)
- $5k to $100k
- 1 to 5 years
- Fixed Rate
- Secured
Interest rate p.a.
8.99%
Comparison rate* p.a.
9.82%
Smart Personal Loan Fixed (Vehicle 6-10 Years)
- $5k to $100k
- 1 to 5 years
- Fixed Rate
- Secured
Interest rate p.a.
8.99%
Comparison rate* p.a.
9.82%
Calculate your repayments for this loan
Your estimated repayment
$623
based on 30000 loan amount for 5 years at 8.99%
Pros and Cons
For Smart Personal Loan Fixed (Vehicle 6-10 Years)
Benefits
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- Can apply in branch
Drawbacks
- Service fee charged
- Higher than average application fee
- Cannot apply online
Northern Inland Rate Car Loan overview
For Smart Personal Loan Fixed (Vehicle 6-10 Years)
Details
Total repayments
$37,356
Interest rate type
Fixed
Borrowing range
$5k - $100k
Security type
Secured
Loan term
1 to 5 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Age of car
6 to 10 years
Target Market Determination
Visit Northern Inland Credit Union to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$200
Ongoing Fee
$8 Monthly
Missed payment penalty
$0
Early exit penalty fee
$0