Important disclosure
Calculate your repayments for this loan
Your estimated repayment
$604
based on $30,000 loan amount for 5 years at 7.69%
Pros and cons
For Smart Personal Loan Fixed (Vehicle 0-5 Years)
Benefits
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- Can apply in branch
- Suitable for both new or used car
Drawbacks
- Service fee charged
- Cannot apply online
Northern Inland Rate Car loan overview
For Smart Personal Loan Fixed (Vehicle 0-5 Years)
Details
Total repayments $36,231 | Interest rate type Fixed |
Borrowing range $5k - $100k | Security type Secured |
Loan term 1 to 7 years | Secured by Vehicle |
Loan type Is Fully Drawn Advance | Repayment frequency Weekly, Fortnightly, Monthly |
Age of car up to 5 years | Target Market Determination Visit Northern Inland Credit Union to view Target Market Determination. |
Features
Extra repayments Yes | Redraw facility redraw activation fee of $0 |
Instant approval | Time to funding N/A |
Fees
Upfront Fee $200 | Ongoing Fee $8 Monthly |
Missed Payment Penalty $0 | Early Exit Penalty Fee $0 |
Permitted Loan Purposes
New Car | Used Car |
Motorcycle | Boat |