Important disclosure

Police Credit Union

Better Car Loan Fixed

Real Time Rating™

  • From $20k
  • 0 to 5 years
  • New or used car
  • Fixed Rate

2024 Award Winner

Interest Rate

6.24%

p.a

Comparison Rate*

From

6.24%

p.a

Real Time Rating™
Tags
  • From $20k
  • 0 to 5 years
  • New or used car
  • Fixed Rate
Interest Rate

6.24%

p.a

Comparison Rate*

From

6.24%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$583

based on $30,000 loan amount for 5 years at 6.24%

Pros and cons

For Better Car Loan Fixed

Benefits

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Unlimited extra repayments
  • Flexible repayment options
  • Can apply online
  • Can apply in branch
  • Suitable for both new or used car
  • Winner of Best New Car Loans, Best Used Car Loans, RateCity Gold Awards 2024

Drawbacks

  • Higher than average application fee

Police Credit Union Rate Car loan overview

For Better Car Loan Fixed

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$20k - $100m

Security type

Secured

Loan term

0 to 5 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Age of car

Target Market Determination

Visit Police Credit Union to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$295

Ongoing Fee

$0

Missed Payment Penalty

$15

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Promoted car loans

Promoted

Lower Rate
Stratton Finance

New Car Loan

  • Via broker
  • $10k to $250k
  • 1 to 7 years
  • Fixed Rate
Interest Rate

From

6.52%

p.a

up to 18%

Comparison Rate*

From

6.95%

p.a

Promoted

Secured
Credit Concierge Pty Ltd

New Car Loan

  • Via broker
  • $10k to $300k
  • 1 to 7 years
  • Fixed Rate
Interest Rate

From

6.29%

p.a

up to 24.99%

Comparison Rate*

From

7.41%

p.a

Promoted

Generic
Stratton Finance

Used Car Loan

  • Via broker
  • $10k to $250k
  • 1 to 7 years
  • Fixed Rate
Interest Rate

From

6.52%

p.a

up to 18%

Comparison Rate*

From

6.95%

p.a