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  4. Secured Fixed Personal Loan (Used Asset)

Secured Fixed Personal Loan (Used Asset)

  • $10k to $100k
  • 0 to 5 years
  • Fixed Rate
  • Secured

Interest rate p.a.

6.99%

Comparison rate* p.a.

7.27%

Secured Fixed Personal Loan (Used Asset)

  • $10k to $100k
  • 0 to 5 years
  • Fixed Rate
  • Secured

Interest rate p.a.

6.99%

Comparison rate* p.a.

7.27%

Calculate your repayments for this loan

$

Your estimated repayment

$594

based on 30000 loan amount for 5 years at 6.99%

Pros and Cons

For Secured Fixed Personal Loan (Used Asset)

Benefits

  • Lower than average rate
  • No ongoing fees
  • No early exit penalty
  • Unlimited extra repayments
  • Flexible repayment options
  • Can apply online
  • Can apply in branch

Drawbacks

    Illawarra Credit Union Rate Car Loan overview

    For Secured Fixed Personal Loan (Used Asset)

    Details

    Total repayments
    Interest rate type

    Fixed

    Borrowing range

    $10k - $100k

    Security type

    Secured

    Loan term

    0 to 5 years

    Secured by

    Vehicle

    Loan type

    Is Fully Drawn Advance

    Repayment frequency

    Weekly, Fortnightly, Monthly

    Age of car

    up to 5 years

    Target Market Determination

    Visit Illawarra Credit Union Limited to view Target Market Determination.

    Features

    Extra repayments

    Yes

    Redraw facility

    redraw activation fee of $0

    Instant approval

    Time to funding

    N/A

    Fees

    Upfront fee

    $200

    Ongoing Fee

    $0

    Missed payment penalty

    $0

    Early exit penalty fee

    $0

    Permitted Loan Purposes

    New car

    Used car

    Motorcycle

    Boat

    Other Restrictions

    Car age up to 5 years old