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- Smart Personal Loan Fixed (New Car)
Smart Personal Loan Fixed (New Car)
- $5k to $100k
- 1 to 5 years
- Fixed Rate
- Secured
Interest rate p.a.
6.99%
Comparison rate* p.a.
7.55%
Smart Personal Loan Fixed (New Car)
- $5k to $100k
- 1 to 5 years
- Fixed Rate
- Secured
Interest rate p.a.
6.99%
Comparison rate* p.a.
7.55%
Calculate your repayments for this loan
Your estimated repayment
$396
based on 20000 loan amount for 5 years at 6.99%
Pros and Cons
For Smart Personal Loan Fixed (New Car)
Benefits
- Lower than average rate
- Unlimited extra repayments
- Flexible repayment options
- Can apply in branch
Drawbacks
- Service fee charged
- Higher than average application fee
- Limited to new cars
- Cannot apply online
Northern Inland Rate Car Loan overview
For Smart Personal Loan Fixed (New Car)
Details
Total repayments
$35,634
Interest rate type
Fixed
Borrowing range
$5k - $100k
Security type
Secured
Loan term
1 to 5 years
Secured by
Vehicle
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Age of car
up to 1 years
Target Market Determination
Visit Northern Inland Credit Union to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$200
Ongoing Fee
$8 Monthly
Missed payment penalty
$0
Early exit penalty fee
$0
Permitted Loan Purposes
New car
Used car
Motorcycle
Boat
Promoted car loan products
New Car Loan
Real Time Rating™
- $2k to $75k
- 1 to 7 years
- Fixed Rate
- Secured
Interest rate p.a.
6.57%
Comparison rate* p.a.
7.19%
Australian Credit Licence 488228
Fees & charges apply
New Car Loan
- Via broker
- $10k to $250k
- 1 to 7 years
- Fixed Rate
Interest rate p.a.
6.52%
up to 18%
Comparison rate* p.a.
6.95%
Australian Credit Licence 364340
Fees & charges apply
New Car Loan
- Via broker
- $10k to $300k
- 1 to 7 years
- Fixed Rate
Interest rate p.a.
6.29%
up to 24.99%
Comparison rate* p.a.
7.41%
Australian Credit Licence 511803
Fees & charges apply
New Car Loan - Home Owner Special
Real Time Rating™
- $5k to $150k
- 3 to 7 years
- Variable Rate
- Secured
Interest rate p.a.
6.24%
Comparison rate* p.a.
7.36%
Australian Credit Licence 395219
Fees & charges apply
Product data updated on 27 Apr 2024