product logo

Discounted Personal Loan (Car Loan)

Compare

Customise your loan summary by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Car Loan Pros and Cons

Pros:
  • Features a low rate
  • No ongoing fees
  • No early exit penalty
  • Can apply online
  • Can apply in branch
  • Suitable for both new or used car
Cons:
  • Application fee charged
  • Requires security to be held

People's Choice Credit Union Car Loan Fees and Features

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Upfront Fee
Upfront Fee
$250
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$20
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Secured
Secured by vehicle
Secured by vehicle
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Upfront Fee
Upfront Fee
$250
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$20
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Secured
Secured by vehicle
Secured by vehicle
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Other Benefits
LVR of up to 120% allowed
Other Restrictions
Available for cars up to 2 years old

Compare and review car loans with similar features

Interest Rates
Advertised Rate
Advertised Rate
5.39%
fixed
Advertised Rate
5.89%
fixed
Advertised Rate
5.99%
fixed
Advertised Rate
6.79%
fixed
Comparison Rate
Comparison Rate
5.66%
Comparison Rate
6.24%
Comparison Rate
6.53%
Comparison Rate
6.92%
Monthly Repayment
Monthly Repayment
$572
Monthly Repayment
$578
Monthly Repayment
$580
Monthly Repayment
$591
Total Repayments
Total Repayments
$34,320
Total Repayments
$34,680
Total Repayments
$34,800
Total Repayments
$35,460
Loan amount
Loan amount
$10k to $100k
Loan amount
$2k to $75k
Loan amount
From $15k
Loan amount
$5k to $100k
Suitable For
Used Car
Used Car
Used Car
Used Car
Used Car
Motorcycle
Motorcycle
Motorcycle
Motorcycle
Motorcycle
Loan Fees
Upfront Fee
Upfront Fee
$195
Upfront Fee
$250
Upfront Fee
$399
Upfront Fee
$0
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Early Exit Penalty Fee
$0
Early Exit Penalty Fee
$205
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$0
Missed Payment Penalty
$0
Missed Payment Penalty
$20
Missed Payment Penalty
$0
Redraw Activation Fee
Redraw Activation Fee
$0
Redraw Activation Fee
N/A
Redraw Activation Fee
N/A
Redraw Activation Fee
$0
Loan Profile
Secured by vehicle
Secured by vehicle
Secured by vehicle
Secured by vehicle
Secured by vehicle
Features Flexibilities
Redraw Facility
Redraw Facility
Redraw Facility
Redraw Facility
Redraw Facility
Go to siteGo to siteGo to siteGo to site
Compare your product with the big 4 banks, or add more products to compare
As seen on