Important disclosure

Qudos Mutual Limited T/A Qudos Bank

Qudos Bank Lifestyle Plus

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 16.35%

Balance Transfer Rate

4.99%

p.a

Tags
  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 16.35%

Balance Transfer Rate

4.99%

p.a

Annual Fee

$0

Pros and cons

For Lifestyle Plus

Benefits

  • 4.99 p.a. on purchases for 5 months then 16.35 p.a.
  • 4.99% p.a on balance transfers for 5 months and then 16.35% p.a.
  • Lower than average ongoing variable purchase rate
  • No Annual Fee
  • Free supplementary cards
  • Special events

Drawbacks

  • No reward program

Qudos Bank Rate Credit card overview

For Lifestyle Plus

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

46

Minimum monthly repayment

2% or $20

Minimum credit limit

$1k

Maximum credit limit

$20k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Qudos Mutual Limited T/A Qudos Bank to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$0

Over limit fee

$0

Duplicate statement fee

$5

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

4.99%

p.a

for up to 5 months, then 16.35%

Cash advance rate

16.35%

Cash advance fee

$5

Balance Transfer

Balance Transfer Rate

4.99%

p.a

Transfer Limit

$20k

max card limit

Balance Transfer Fee

$5

Overseas spending

Foreign Exchange Fee

3.65% on Visa

Overseas charges

$2

Estimated ATM Cost

$12.95

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Perks

  • FREE SUPPLEMENTARY CARDS
  • SPECIAL EVENTS

Promoted credit cards

Promoted

Longer Balance Transfer

Low Rate Card

  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

for 12 months then $49 thereafter

Promoted

Lower Purchase Rate

Black Card

  • Apple & Google Pay
  • Balance transfer
  • No annual fee

special

Earn $300 Kogan.com credit
Purchase Rate

0.00%

p.a

for up to 9 months, then 20.99%

Annual Fee

$0

Promoted

Lower Annual Fee

First

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Cashback

Earn $125 back to your new ANZ First card when you spend $750 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year.*T&Cs apply.
Purchase Rate

20.99%

p.a

Annual Fee

$0

for 12 months then $30 thereafter

Promoted

More Free Days

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0