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Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more.

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Product Owner Occupier Accelerates - Celebrate (Principal and Interest)	Advertised Rate 2.19% Variable	Comparison Rate* 2.19%	Company Compare	Repayment $1,299 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.87 / 5	Go to site View Now	Compare The more of your home you pay off, the lower your rate could be. This low rate is avialbe for borrowers with equity of 40% or more. More details	Highlighted
Product Basic Home Loan	Advertised Rate 2.09% Fixed - 3 years	Comparison Rate* 2.43%	Company Compare	Repayment $1,285 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.25 / 5	Go to site Enquire Now	Compare Owner occupiers with deposits of 30% or more can lock in a low fixed rate for three years, with no ongoing fees. More details
Product Discounted Variable Rate (Owner Occupied Principal & Interest)	Advertised Rate 2.34% Variable	Comparison Rate* 2.34%	Company Compare	Repayment $1,322 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.70 / 5	Go to site View Now	Compare With a discounted variable interest rate and no upfront or ongoing fees, you may be able to minimise the cost of your owner-occupied home loan. More details
Product Back to Basics Home Loan Special Offer	Advertised Rate 2.54% Variable	Comparison Rate* 2.55%	Company Compare	Repayment $1,352 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.30 / 5	Go to site View Now	Bundle your home loan and transaction account for discounts on rates, fees, and insurance offers.	Compare Winner of Best large bank home loan, RateCity Gold Awards 2020 More details
Product Smart Home Loan (Principal and Interest)	Advertised Rate 2.48% Variable	Comparison Rate* 2.50%	Company Compare	Repayment $1,343 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.31 / 5	Go to site View Now	Compare Winner of Best variable, RateCity Gold Awards 2020 More details
Product Home Value Loan special Get a low variable interest rate loan with no ongoing fees.~ Ends in 12 days	Advertised Rate 2.59% Variable	Comparison Rate* 2.60%	Company Compare	Repayment $1,359 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.13 / 5	Go to site View Now	Compare More details
Product Yard Home Loan (Special) special Yard’s low-rate variable special home loan~ Ends in about 1 month	Advertised Rate 2.09% Variable	Comparison Rate* 2.12%	Company Compare	Repayment $1,285 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.08 / 5	Go to site Enquire Now	Compare More details
Product Owner Occupier Interest Only Loan	Advertised Rate 2.84% Variable	Comparison Rate* 2.46%	Company Compare	Repayment $710 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 1.96 / 5	Go to site View Now	Compare More details
Product Achieve Variable Loan	Advertised Rate 2.55% Variable	Comparison Rate* 2.60%	Company Compare	Repayment $1,353 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.10 / 5	Go to site View Now	Compare More details
Product Investor Interest Only Loan	Advertised Rate 2.84% Variable	Comparison Rate* 2.68%	Company Compare	Repayment $710 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 1.96 / 5	Go to site View Now	Compare More details
Product Discounted Variable Rate (Investor Principal & Interest)	Advertised Rate 2.74% Variable	Comparison Rate* 2.74%	Company Compare	Repayment $1,382 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.76 / 5	Go to site View Now	Compare More details
Product Fixed Rate	Advertised Rate 2.79% Fixed - 3 years	Comparison Rate* 4.46%	Company Compare	Repayment $698 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 1.71 / 5	Go to site View Now	Compare More details
Product Base Variable Rate Home Loan Cashback $2,000 cashback when you refinance a loan of $250,000 or more~ Ends in 12 days	Advertised Rate 3.29% Variable	Comparison Rate* 3.71%	Company Compare	Repayment $823 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 1.46 / 5	Go to site Enquire Now	Compare More details
Product Discount Variable Cashback $2,000 cashback for First Home Buyers with Lender's Mortgage Insurance.~ Ends in about 1 month	Advertised Rate 2.68% Variable	Comparison Rate* 2.73%	Company Compare	Repayment $1,373 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.14 / 5	Go to site View Now	Compare More details
Product Well Balanced	Advertised Rate 2.17% Variable	Comparison Rate* 2.20%	Company Compare	Repayment $1,297 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.95 / 5	Go to site Enquire Now	Compare Winner of Best home loans over 1m, RateCity Gold Awards 2020 More details
Product Owner Occupier Accelerates - Liberate (Principal and Interest)	Advertised Rate 2.29% Variable	Comparison Rate* 2.23%	Company Compare	Repayment $1,314 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.63 / 5	Go to site View Now	Compare Winner of Best newcommer home loan, Best variable, RateCity Gold Awards 2020 More details
Product Well Balanced	Advertised Rate 1.94% Fixed - 1 year	Comparison Rate* 2.18%	Company Compare	Repayment $1,263 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.43 / 5	Go to site Enquire Now	Compare More details
Product SmartSaver Loan	Advertised Rate 2.05% Fixed - 2 years	Comparison Rate* 2.65%	Company Compare	Repayment $1,279 monthly	Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.86 / 5	Go to site Enquire Now	Compare More details
Product Base Variable Rate Home Loan Cashback $2,000 cashback when you refinance a loan of $250,000 or more~ Ends in 12 days	Advertised Rate 2.69% Variable	Comparison Rate* 2.69%	Company Compare	Repayment $1,375 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 2.96 / 5	Go to site Enquire Now	Compare More details
Product Investor Accelerates - Celebrate (Principal and Interest)	Advertised Rate 2.54% Variable	Comparison Rate* 2.54%	Company Compare	Repayment $1,352 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.04 / 5	Go to site View Now	Compare More details

Data last updated on 19 Jan 2021

Read our important disclosures and general advice warning

Owner Occupier Accelerates - Celebrate (Principal and Interest)

Advertised Rate

2.19%

Variable

Comparison Rate*

2.19%

Interest rates ranked in the best 20%
No upfront or ongoing fees

Monthly Repayment

$1,138

Real Time Rating™

3.87

/ 5

View Now

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Alex Ritchie

Personal Finance Writer

Alex is a personal finance writer and PR professional at RateCity, and has been writing about finance for over three years. She is passionate about closing the gender pay and superannuation gap, and aims to help young Aussies to overcome their financial apathy and better manage their finances. Alex has been published in numerous print and online outlets, including Money Magazine, Lifehacker Australia, and Business Insider.