Compare Home loans in QLD

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more.

Compare Home loans in QLD

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Budget Home Loan Special (Principal and Interest) (NSW and ACT only)SpecialSpecial discounted rate for new owner occupier, principal and interest loans of $75k+. IMB transaction account must be opened with this loan.
Advertised rate
3.69%
Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.48 / 5

Compare
Promoted
Discount Variable Investment Loan (Principal and Interest) (LVR<80%)
Advertised rate
4.44%
Variable
Comparison rate*
4.49%
Monthly repayment
$1,258
Real Time Rating™

3.43 / 5

Compare
Promoted
Discount Offer Variable Home Loan ($200k-$700k)RewardsGet $1,000 cash into a USaver account when you apply for a loan of $200,000 or more (new or refinance). T&Cs apply.
Advertised rate
3.69%
Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.35 / 5

Compare
Variable Rate Home Loan (Principal and Interest) (Amounts < $750k, LVR 70%-80%)Cashback$900 cashback after your settlement
Advertised rate
3.54%
Variable
Comparison rate*
3.58%
Monthly repayment
$1,128
Real Time Rating™

4.69 / 5

Compare
Mortgage Saver Special Home Loan (QLD only)SpecialPlus 15% off Home & Contents Insurance for the life of the loan with Home Plus. T&Cs apply. QLD Residents only.
Advertised rate
3.62%
Variable
Comparison rate*
3.62%
Monthly repayment
$1,139
Real Time Rating™

4.4 / 5

Compare
Basic Home Loan Special (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 September 2018
Advertised rate
3.65%
Variable
Comparison rate*
3.66%
Monthly repayment
$1,144
Real Time Rating™

4.42 / 5

Compare
Advantage Home Loan (PAYG Special No Offset) (LVR<80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.37 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.66 / 5

Compare
First Rate Home Loan (LVR < 80%)
Advertised rate
3.64%
Variable
Comparison rate*
3.69%
Monthly repayment
$1,142
Real Time Rating™

4.31 / 5

Compare
Select Basic Home Loan (Principal and Interest) (Amounts < $500k, LVR < 80%)
Advertised rate
3.69%
Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.29 / 5

Compare
Premier Standard Variable Home LoanSpecialAvailable on new Premier home loan borrowings from $50,000 when applying by 31 July 2018
Advertised rate
3.69%
Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.43 / 5

Compare
Special Low Variable Rate Home Loan (LVR < 80%)
Advertised rate
3.79%
Variable
Comparison rate*
3.79%
Monthly repayment
$1,163
Real Time Rating™

4.29 / 5

Compare
Basic Variable Rate Home Loan
Advertised rate
3.77%
Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.19 / 5

Compare
First Home Buyer Loan - 40 Year Term
Advertised rate
3.77%
Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.19 / 5

Compare
OMG Home Loan (Principal and Interest)
Advertised rate
3.79%
Variable
Comparison rate*
3.83%
Monthly repayment
$1,163
Real Time Rating™

4.09 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR 80%-90%)
Advertised rate
3.84%
Variable
Comparison rate*
3.87%
Monthly repayment
$1,171
Real Time Rating™

4.44 / 5

Compare
Basic Home Loan (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 September 2018
Advertised rate
3.86%
Variable
Comparison rate*
3.87%
Monthly repayment
$1,173
Real Time Rating™

4.21 / 5

Compare
Rate Buster High Lend Variable Investment Loan (Principal and Interest)CashbackCashback Offer: $750 for loans under $500,000 or $1,500 for loans over $500,000
Advertised rate
3.89%
Variable
Comparison rate*
3.89%
Monthly repayment
$1,178
Real Time Rating™

4.34 / 5

Compare
Discount Offer for Investor Variable P&I RateRewards$1000 offer: Apply for a UHomeLoan of $200,000 or more (excl amounts to refinance a UBank loan) by 6 Aug 2018, & settle by 28 Sept 2018. You must have a USaver before settlement and until the $1000 is paid. Other T&C apply.
Advertised rate
3.99%
Variable
Comparison rate*
3.99%
Monthly repayment
$1,192
Real Time Rating™

4 / 5

Compare
IQ Basic Investment Loan (Principal and Interest) (LVR < 70%)
Advertised rate
3.99%
Variable
Comparison rate*
4.00%
Monthly repayment
$1,192
Real Time Rating™

3.99 / 5

Compare
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Home loans in QLD

Often called the Sunshine State, both investors and families alike are attracted to Queensland by its mild climate and famous beaches. The population is mostly centred in the southeast corner, with the major cities of Brisbane and Gold Coast being a hub for employment, culture and government. The cities of Townsville, Cairns and Rockhampton are also popular centres along the North Queensland coastline. These areas are extremely appealing to both interstate and foreign buyers due to employment opportunities and the exceptionally good lifestyle. 

What do I need to know about the Queensland property market and economy?

The cities and towns further east and along the coastline rely on tourism for a large part of their income, with the lovely beaches, the Great Barrier Reef and other natural features being a drawcard for tourists. The further you go west into the more arid rural areas, both the agricultural and mining industries become more prominent and economically lucrative. Properties towards the southeast coast and parts of the northern coast are generally in higher demand and can be more expensive than similar properties in other parts of the state and interstate. Conversely, properties towards the west of the state are more affordable but employment opportunities vary depending on the current success or otherwise of the agricultural and mining industries. 

Should I get a home loan in Queensland?

The Queensland economy and property market is usually stable and at times experiences positive growth. Due to the state’s attractive natural features, properties are usually in high demand and are a good investment. The state also has a relatively low or average cost of living compared to Victoria, New South Wales and the Australian Capital Territory. All home loans are regulated under the Commonwealth government laws and regulations.  

What are the potential downsides?

Parts of Queensland are susceptible to extreme weather events; this includes cyclones and heavy rain in the north and southeast as well as occasional droughts in many regions. Natural fires also occur. Certain suburbs, towns and properties are more vulnerable than others to these conditions. It is important to research this before purchasing a property in Queensland.

Does the Queensland Government charge extra fees or levies?

Like other states, the Queensland Government charges a transfer duty when purchasing a property. It is calculated on the value of the property or the consideration paid - whichever is greatest. There is usually an additional amount charged if a foreigner is purchasing residential land. Also, depending on the type and intended use of the property you are purchasing, you may have to pay a landholder duty. 

Can I apply for any concessions or grants?

The government offers a First Home Owners’ Grant if you are a first home buyer and are buying or building a new property. You may also be eligible for a housing finance loan provided by the government for the purchase of an established house, unit, townhouse or duplex, or to build a new house. These programs have a number of conditions and are subject to change.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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