Calculate and save by comparing home loans
Product | Advertised Rate 1.89% Fixed - 2 years | Comparison Rate* 2.94% | Company  | Repayment $1,256 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | More details | ||
Advertised Rate 1.89% Fixed - 1 year | Comparison Rate* 3.51% | Company  | Repayment $1,256 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | More details | |||
Advertised Rate 1.95% Fixed - 3 years | Comparison Rate* 2.27% | Company  | Repayment $1,264 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | More details | |||
Advertised Rate 2.04% Fixed - 3 years | Comparison Rate* 2.73% | Company  | Repayment $1,277 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Winner of Best 3 year fixed pi, RateCity Gold Awards 2020 More details | |||
Advertised Rate 2.04% Fixed - 2 years | Comparison Rate* 2.79% | Company | Repayment $1,277 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | More details | |||
Product | Advertised Rate 2.05% Fixed - 2 years | Comparison Rate* 2.65% | Company  | Repayment $1,279 monthly | Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied | More details | ||
Advertised Rate 2.09% Variable | Comparison Rate* 2.12% | Company  | Repayment $1,285 monthly | Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | More details | |||
Product | Advertised Rate 2.09% Fixed - 3 years | Comparison Rate* 2.43% | Company  | Repayment $1,285 monthly | Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | More details | ||
Advertised Rate 2.19% Variable | Comparison Rate* 2.19% | Company  | Repayment $1,299 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | More details | |||
Advertised Rate 2.19% Fixed - 5 years | Comparison Rate* 3.09% | Company | Repayment $1,299 monthly | Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | More details |
Get the right home loan for your budget
Interest rates
A variety of interest rate options are available, from variable rates offering flexibility, to fixed rates for simpler budgeting, and split rates offering the best of both worlds. Remember that as well as interest charges, you’ll also have to pay home loan fees – check the Comparison Rate for an indication of each loan’s total cost.
Deposit size
While home loans traditionally require a deposit of 20% of the property value, some lenders let you borrow with a deposit of just 10% or 5%. Keep in mind that a mortgage with a Loan to Value Ratio (LVR) higher than 80% (e.g. a deposit smaller than 20%) may require you to pay Lender’s Mortgage Insurance (LMI) as an extra cost.
Features
If your mortgage comes with an offset account, you can use money saved in this account to reduce your interest charges. And if your lender allows you to make extra repayments onto your home loan, a redraw facility will let you withdraw some of these funds in case you need them.