Home loan experts available with rates from 1.77%
Find home loans from a wide range of Australian lenders that suit your needs and contact a broker to help you with your home loan journey. Compare interest rates, mortgage repayments, fees and more, and find a broker in Australia.
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Product 1 Year Fixed (Owner Occupied Principal & Interest) Real Time Rating™ | Interest Rate  1.79 % p.a Fixed - 1 year | Comparison Rate* 2.18 % p.a | Company | Repayment $1,241 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | More details | ||
Product Well Balanced Real Time Rating™ | Interest Rate 1.85 % p.a Variable | Comparison Rate* 1.88 % p.a | Company | Repayment $1,250 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | More details | ||
Product Owner Occupier Accelerates - Celebrate (Principal and Interest) Real Time Rating™ | Interest Rate 1.89 % p.a Variable | Comparison Rate* 1.89 % p.a | Company | Repayment $1,256 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | More details | ||
Product Well Balanced Real Time Rating™ | Interest Rate 1.99 % p.a Fixed - 1 year | Comparison Rate* 1.90 % p.a | Company | Repayment $1,270 monthly | Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | More details | ||
Product Owner Occupier Accelerates - Liberate (Principal and Interest) Real Time Rating™ | Interest Rate 1.99 % p.a Variable | Comparison Rate* 1.93 % p.a | Company | Repayment $1,270 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | More details | ||
Product Discounted Variable Rate (Owner Occupied Principal & Interest) Real Time Rating™ | Interest Rate 1.99 % p.a Variable | Comparison Rate* 1.99 % p.a | Company | Repayment $1,270 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | special Special discounted rate for a limited time ~ Ends in 13 days | More details | |
Product Yard Home Loan (Special) Real Time Rating™ | Interest Rate 1.99 % p.a Variable | Comparison Rate* 2.02 % p.a | Company | Repayment $1,270 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | special Yard’s low-rate variable special home loan ~ Ends in 12 days | More details | |
Product Ocean Owner Occupied Variable (No Annual Fee) Real Time Rating™ | Interest Rate 1.99 % p.a Variable | Comparison Rate* 2.05 % p.a | Company | Repayment $1,270 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | More details | ||
Product Fixed Rate Home Loan Real Time Rating™ | Interest Rate 2.07 % p.a Fixed - 2 years | Comparison Rate* 2.65 % p.a | Company | Repayment $1,282 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | More details | ||
Product Green Home Loan Real Time Rating™ | Interest Rate 2.08 % p.a Variable | Comparison Rate* 2.36 % p.a | Company | Repayment $1,283 monthly | Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | Real Time Rating™ | More details |
Get the right home loan for your budget
Interest rates
A variety of interest rate options are available, from variable rates offering flexibility, to fixed rates for simpler budgeting, and split rates offering the best of both worlds. Remember that as well as interest charges, you’ll also have to pay home loan fees – check the Comparison Rate for an indication of each loan’s total cost.
Deposit size
While home loans traditionally require a deposit of 20% of the property value, some lenders let you borrow with a deposit of just 10% or 5%. Keep in mind that a mortgage with a Loan to Value Ratio (LVR) higher than 80% (e.g. a deposit smaller than 20%) may require you to pay Lender’s Mortgage Insurance (LMI) as an extra cost.
Features
If your mortgage comes with an offset account, you can use money saved in this account to reduce your interest charges. And if your lender allows you to make extra repayments onto your home loan, a redraw facility will let you withdraw some of these funds in case you need them.
Are you struggling to get your head around home loans? Are you unsure which mortgage deal will best suit your financial needs and personal goals? Do you not know your LVRs from your LMIs, or your offset accounts from your lines of credit?
Sounds like you may need some help from a mortgage broker. These home loan experts can walk you through every step of your home loan journey, from working out what you can afford to signing on the dotted line. Even if you’re refinancing an existing home loan, a broker may help you find the best deal on your mortgage, giving you access to exclusive home loan offers and negotiating on your behalf to potentially get an even better rate.
Compare mortgage brokers today to find an expert guide to the world of home loans. You may be able to benefit from the local knowledge of a mortgage broker in your area, saving you time and hassle. Plus, as most mortgage brokers are paid commissions by lenders, it usually costs you nothing to visit a broker.
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