RateCity.com.au
powering smart financial decisions
RateCity.com.au

Popular Home Loans

Product

Neat Home Loan

Real Time Rating™

4.34

/ 5
Interest Rate

3.14

% p.a

Variable

Comparison Rate*

3.16

% p.a

Company
Repayment

$1,445

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.34

/ 5
Go to site
Product

Variable Rate Home Loan – Refinance Only

Real Time Rating™

4.33

/ 5
Interest Rate

3.14

% p.a

Variable

Comparison Rate*

3.06

% p.a

Company
Repayment

$1,445

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.33

/ 5
Go to site

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
Product

Investment Neat Home Loan

Real Time Rating™

4.22

/ 5
Interest Rate

3.39

% p.a

Variable

Comparison Rate*

3.41

% p.a

Company
Repayment

$1,484

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.22

/ 5
Go to site
Product

Own Home Loan Fixed

Real Time Rating™

4.06

/ 5
Interest Rate

4.69

% p.a

Fixed - 1 year

Comparison Rate*

3.78

% p.a

Company
Repayment

$1,700

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.06

/ 5
Go to site
Product

Investment Home Loan Fixed

Real Time Rating™

4.01

/ 5
Interest Rate

4.89

% p.a

Fixed - 1 year

Comparison Rate*

3.89

% p.a

Company
Repayment

$1,735

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.01

/ 5
Go to site
Product

Variable Rate Investment Loan – Refinance Only

Real Time Rating™

4.18

/ 5
Interest Rate

3.44

% p.a

Variable

Comparison Rate*

3.36

% p.a

Company
Repayment

$1,492

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.18

/ 5
Go to site

special

Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.
Product

Green Home Loan

Real Time Rating™

4.46

/ 5

Winner of Best Green Home Loan, RateCity Gold Awards 2022

Interest Rate

3.63

% p.a

Variable

Comparison Rate*

4.05

% p.a

Company
Repayment

$1,523

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.46

/ 5
Go to site

Winner of Best Green Home Loan, RateCity Gold Awards 2022

Product

Variable Home Loan

Real Time Rating™

4.51

/ 5
Interest Rate

3.10

% p.a

Variable

Comparison Rate*

3.12

% p.a

Company
Repayment

$1,438

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.51

/ 5
Go to site
Product

Variable Home Loan

Real Time Rating™

4.07

/ 5
Interest Rate

3.09

% p.a

Variable

Comparison Rate*

3.00

% p.a

Company
Repayment

$1,437

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.07

/ 5
Go to site
Product

Owner Occupier Accelerates - Celebrate (Principal and Interest)

Real Time Rating™

4.22

/ 5
Interest Rate

3.79

% p.a

Variable

Comparison Rate*

3.79

% p.a

Company
Repayment

$1,549

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.22

/ 5
Go to site
Product

Owner Occupier Accelerates - Liberate (Principal and Interest)

Real Time Rating™

4.16

/ 5
Interest Rate

3.89

% p.a

Variable

Comparison Rate*

3.84

% p.a

Company
Repayment

$1,565

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.16

/ 5
Go to site
Product

Smart Booster Home Loan Discounted Variable - 2yr

Real Time Rating™

4.17

/ 5
Interest Rate

3.60

% p.a

Intro 24 months

Comparison Rate*

3.96

% p.a

Company
Repayment

$1,584

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.17

/ 5
Go to site
Product

Investor Accelerates - Celebrate (Principal and Interest)

Real Time Rating™

4.07

/ 5
Interest Rate

4.09

% p.a

Variable

Comparison Rate*

4.09

% p.a

Company
Repayment

$1,598

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.07

/ 5
Go to site
Product

Smart Booster Investor Bundle Discount Variable - 1 Year (Principal and Interest)

Real Time Rating™

3.92

/ 5
Interest Rate

3.74

% p.a

Intro 12 months

Comparison Rate*

4.46

% p.a

Company
Repayment

$1,666

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.92

/ 5
Go to site
Product

Live-in Variable

Real Time Rating™

4.35

/ 5
Interest Rate

3.09

% p.a

Variable

Comparison Rate*

3.10

% p.a

Company
Repayment

$1,437

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.35

/ 5
Go to site

special

Rate Match Guarantee. Tic:Toc will match the rate on identical variable P&I home loans. T&C's Apply.
Product

Low Rate Home Loan - Prime (Owner Occupied) (Principal and Interest)

Real Time Rating™

4.54

/ 5

Winner of Best Refinance Home Loan, RateCity Gold Awards 2022

Interest Rate

3.14

% p.a

Variable

Comparison Rate*

3.14

% p.a

Company
Repayment

$1,445

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.54

/ 5
Go to site

Winner of Best Refinance Home Loan, RateCity Gold Awards 2022

Product

Low Rate Home Loan - Prime (Owner Occupied) (Interest Only)

Real Time Rating™

4.30

/ 5
Interest Rate

3.44

% p.a

Variable

Comparison Rate*

3.24

% p.a

Company
Repayment

$860

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.30

/ 5
Go to site
Product

Live-in Fixed

Real Time Rating™

4.24

/ 5
Interest Rate

4.59

% p.a

Fixed - 1 year

Comparison Rate*

3.28

% p.a

Company
Repayment

$1,683

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.24

/ 5
Go to site
Product

Low Rate Home Loan - Prime (Owner Occupied) (Interest Only)

Real Time Rating™

4.25

/ 5
Interest Rate

3.54

% p.a

Variable

Comparison Rate*

3.34

% p.a

Company
Repayment

$885

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.25

/ 5
Go to site
Product

Low Rate Home Loan - Prime (Owner Occupied) (Principal and Interest)

Real Time Rating™

4.49

/ 5

Winner of Best Home Loans Over 1m, Best Variable Home Loan, RateCity Gold Awards 2022

Interest Rate

3.24

% p.a

Variable

Comparison Rate*

3.24

% p.a

Company
Repayment

$1,460

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.49

/ 5
Go to site

Winner of Best Home Loans Over 1m, Best Variable Home Loan, RateCity Gold Awards 2022