Home Loan Calculators
Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more.
Popular Home Loans
| Company | Product | Advertised rate | Comparison rate* | Monthly repayment | Features | Real Time Rating™ | Go To Site |
|---|---|---|---|---|---|---|---|
Advertised rate 3.69% Variable | Comparison rate* 3.69% | Monthly repayment $1,149 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.35 / 5 | View Now Compare | ||
Advertised rate 3.64% Variable | Comparison rate* 3.67% | Monthly repayment $1,142 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.66 / 5 | View Now Compare | ||
Advertised rate 3.69% Variable | Comparison rate* 3.74% | Monthly repayment $1,149 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.35 / 5 | View Now Compare | ||
 | Advertised rate 3.62% Variable | Comparison rate* 3.62% | Monthly repayment $1,139 | Features Redraw facility Credit Card Offset Account Borrow up to 95% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.4 / 5 | View Now Compare | |
 | Advertised rate 3.65% Variable | Comparison rate* 3.66% | Monthly repayment $1,144 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.42 / 5 | View Now Compare | |
 | Advertised rate 3.64% Variable | Comparison rate* 3.67% | Monthly repayment $1,142 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.37 / 5 | Enquire Now Compare | |
 | Advertised rate 3.64% Variable | Comparison rate* 3.69% | Monthly repayment $1,142 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.31 / 5 | View Now Compare | |
 | Advertised rate 3.69% Variable | Comparison rate* 3.70% | Monthly repayment $1,149 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.33 / 5 | Enquire Now Compare | |
 | Advertised rate 3.69% Variable | Comparison rate* 3.70% | Monthly repayment $1,149 | Features Redraw facility Credit Card Offset Account Borrow up to 90% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.43 / 5 | View Now Compare | |
 | Advertised rate 3.79% Variable | Comparison rate* 3.79% | Monthly repayment $1,163 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.29 / 5 | View Now Compare | |
 | Advertised rate 3.77% Variable | Comparison rate* 3.81% | Monthly repayment $1,161 | Features Redraw facility Credit Card Offset Account Borrow up to 95% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.19 / 5 | Enquire Now Compare | |
| Advertised rate 3.77% Variable | Comparison rate* 3.81% | Monthly repayment $1,161 | Features Redraw facility Credit Card Offset Account Borrow up to 95% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.19 / 5 | Enquire Now Compare | |
 | Advertised rate 3.79% Variable | Comparison rate* 3.83% | Monthly repayment $1,163 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.09 / 5 | View Now Compare | |
 | Advertised rate 3.79% Variable | Comparison rate* 3.84% | Monthly repayment $1,163 | Features Redraw facility Credit Card Offset Account Borrow up to 90% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.23 / 5 | View Now Compare | |
 | Advertised rate 3.84% Variable | Comparison rate* 3.87% | Monthly repayment $1,171 | Features Redraw facility Credit Card Offset Account Borrow up to 90% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.44 / 5 | View Now Compare | |
| Advertised rate 3.86% Variable | Comparison rate* 3.87% | Monthly repayment $1,173 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.21 / 5 | View Now Compare | |
 | Advertised rate 3.89% Variable | Comparison rate* 3.89% | Monthly repayment $1,178 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.34 / 5 | View Now Compare | |
| Advertised rate 3.89% Variable | Comparison rate* 3.90% | Monthly repayment $1,178 | Features Redraw facility Credit Card Offset Account Borrow up to 70% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 3.98 / 5 | Enquire Now Compare | |
| Advertised rate 3.89% Variable | Comparison rate* 3.94% | Monthly repayment $1,178 | Features Redraw facility Credit Card Offset Account Borrow up to 95% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4.1 / 5 | View Now Compare | |
 | Advertised rate 3.99% Variable | Comparison rate* 3.99% | Monthly repayment $1,192 | Features Redraw facility Credit Card Offset Account Borrow up to 80% Extra Repayments Interest Only Investment Owner Occupied | Real Time Rating™ 4 / 5 | View Now Compare |
| Promoted | |
Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%) Advertised rate 3.64% Variable Comparison rate* 3.67% Monthly repayment $1,142 | |
Compare | |
| Promoted | |
Discount Variable Home Loan ($150k+) (LVR < 80%) Advertised rate 3.69% Variable Comparison rate* 3.74% Monthly repayment $1,149 | |
Compare | |
Mortgage Saver Special Home Loan (QLD only) Advertised rate 3.62% Variable Comparison rate* 3.62% Monthly repayment $1,139 | |
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Basic Home Loan Special (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018. Advertised rate 3.65% Variable Comparison rate* 3.66% Monthly repayment $1,144 | |
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Advantage Home Loan (PAYG Special No Offset) (LVR<80%) Advertised rate 3.64% Variable Comparison rate* 3.67% Monthly repayment $1,142 | |
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First Rate Home Loan (LVR < 80%) Advertised rate 3.64% Variable Comparison rate* 3.69% Monthly repayment $1,142 | |
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Select Basic Home Loan (Principal and Interest) (Amounts < $500k, LVR < 80%) Advertised rate 3.69% Variable Comparison rate* 3.70% Monthly repayment $1,149 | |
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Special Low Variable Rate Home Loan (LVR < 80%) Advertised rate 3.79% Variable Comparison rate* 3.79% Monthly repayment $1,163 | |
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Basic Variable Rate Home Loan Advertised rate 3.77% Variable Comparison rate* 3.81% Monthly repayment $1,161 | |
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First Home Buyer Loan - 40 Year Term Advertised rate 3.77% Variable Comparison rate* 3.81% Monthly repayment $1,161 | |
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OMG Home Loan (Principal and Interest) Advertised rate 3.79% Variable Comparison rate* 3.83% Monthly repayment $1,163 | |
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Discount Variable Home Loan ($150k+) (LVR 80%-90%) Advertised rate 3.79% Variable Comparison rate* 3.84% Monthly repayment $1,163 | |
Compare | |
Low Rate Home Loan with Offset (Principal and Interest) (LVR 80%-90%) Advertised rate 3.84% Variable Comparison rate* 3.87% Monthly repayment $1,171 | |
Compare | |
Basic Home Loan (LVR < 80%)SpecialEstablishment fee waived for Variable Basic Home Loans until 30 June 2018. Advertised rate 3.86% Variable Comparison rate* 3.87% Monthly repayment $1,173 | |
Compare | |
IQ Basic Investment Loan (Principal and Interest) (LVR < 70%) Advertised rate 3.89% Variable Comparison rate* 3.90% Monthly repayment $1,178 | |
Compare | |
Discount Variable Home Loan ($150k+) (LVR 90%-95%) Advertised rate 3.89% Variable Comparison rate* 3.94% Monthly repayment $1,178 | |
Compare | |
Discount Variable Home Loan $1k Cash Offer
Rewards$1000 offer: Apply for a UHomeLoan of $200,000 or more (excl amounts to refinance a UBank loan) by 6 Aug 2018, & settle by 28 Sept 2018. You must have a USaver before settlement and until the $1000 is paid. Other T&C apply.
FeaturedDiscount Offer Variable Home Loan ($200k-$700k)
Advertised Rate
Comparison Rate*
3.69%
3.69%
ACL:230686 UBank terms and conditions
Must Reads by Our Experts
^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.
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