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Bank First

Complete Home Loan

Interest Rate

6.69

% p.a

Fixed - 5 years

Comparison Rate*

5.27

% p.a

Maximum LVR
90%
Real Time Rating™

3.37

/ 5
Monthly Repayment

$2,061

based on $300,000 loan amount for 25 years at 6.69%

Interest Rate

6.69

% p.a

Fixed - 5 years

Comparison Rate*

5.27

% p.a

Maximum LVR
90%
Real Time Rating™

3.37

/ 5
Monthly Repayment

$2,061

based on $300,000 loan amount for 25 years at 6.69%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$2,061

based on $300,000 loan amount for 25 years at 6.69%

Bank First home loans are available through brokers who can help find the right loan and manage your application at no charge.

Jurad Blanusa

5.0
68 Reviews

Get expert advice from a home loans specialist.

Loanscope sets the standard for finance broking in Australia by delivering what we promise: quality service, expert advice and tailored loans at low, low rates. We: - Offer tailored, personalised services - Take a long-term approach - Compare home loans from more than 30+ different lenders - Provide expert advice - Have an impressive track record for home loan approvals - Make the process simple - Offer after-hours appointments as required - Always have your best interests at heart - Are members of the Finance Brokers Association of Australia. As a growing finance brokerage, Loanscope has built a strong reputation and forged close relationships with the major banks, non-bank lenders and non-conforming lenders. We have hundreds of home loan packages at our fingertips and the expertise to find one to meet your current needs and future financial aspirations. We can recommend reputable conveyancers, accountants, financial planners and other professionals to complement our service.

VIC3004

CRN: 424779

Eric Dong

5.0
21 Reviews

Get expert advice from a home loans specialist.

We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.

QLD4116

CRN: 429699

Andrew Walmsley

5.0
19 Reviews

Get expert advice from a home loans specialist.

Welcome to Grange Finance Pty Ltd established in 2004. We offer you a personalized solution to meet your financial needs from an array of over 40 lenders. We have our own Australian Credit Licence (386734) and serve clients all over Australia. We look after clients from First Home buyers to Investors with multiple properties. We specialise in refinances and self employed people. If your credit is not so clean we can assist in that space also. In these times we actively review your home loan to ensure you are on the best possible rate and repayment for your circumstances. Andrew has a degree in finance and is in regular contact with the lender panel and Mortgage events to ensure he is abreast of the market. He is also a keen cyclist and traveller. Contact us now with your scenario and lets work out a solution together.

VIC3161

ACL: 386734

Quick home loan review

For Fixed Complete Investment Loan 5 Years (LVR 80%-90%)

These are the benefits of this home loan.

  • No ongoing fees
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No offset account
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan

Home loan overview

For Fixed Complete Investment Loan 5 Years (LVR 80%-90%)

Details

Maximum LVR

90%

Total Repayments

Interest rate type

Fixed - 5 years

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $30000

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

300

Application fee

300

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

395

Application method

Online

Phone

In branch

Available
Not available
Data not captured

Target Market Determination

Visit Bank First to view Target Market Determination.

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Bank First is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Bank First allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Bank First allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $300 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Bank First makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Bank First loan is available through a broker. Find a broker to help you with your needs.