Important disclosure

5.31
% p.a
Variable
5.69
% p.a
$1,328
based on $300,000 loan amount for 25 years at 5.31%
Calculate your repayments for this loan
Your estimated repayment
$1,328
based on $300,000 loan amount for 25 years at 5.31%
Greater Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
Jingxia (Suzanne) Wang
Get expert advice from a home loans specialist.
With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).
CRN: 484532
Eric Dong
Get expert advice from a home loans specialist.
We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.
CRN: 429699
Azm Khan
Get expert advice from a home loans specialist.
I am really passionate about helping people achieve their property dreams. As a student, my main interest was finance and since completing my Master's degree in Accounting, I studied to be qualified as a Certified Practicing Accountant (CPA) and worked in the finance world for over 10 years. In 2014, after purchasing my first home through a mortgage broker and seeing first hand the value provided by Mortgage Brokers, I decided to better utilise my skills to the benefit of my clients. Since starting my Mortgage Broker business, I have helped over 300 clients with their home loan and have settled over $120 million loans. So if you are looking for someone with expertise and experience to assist you with your home loan, I will be thrilled to have a chat. I am available anytime when you are ready.
CRN: 463273

Home Advantage Package
Cashback
$2000 cashback on Heritage home loan ~ Ends in about 2 months3.69
% p.a
Variable
4.07
% p.a
Bundle your home loan with a Heritage Bank credit card with discounted fees, plus access a 100% offset account and unlimited extra repayments
Quick home loan review
For Ultimate Variable Home Loan (Interest Only) (NSW, ACT & QLD only)
These are the benefits of this home loan.
- Lower than average interest rate
- No upfront fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Ongoing fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Ultimate Variable Home Loan (Interest Only) (NSW, ACT & QLD only)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $398,400 |
Interest rate type Variable | |
Borrowing range
$40k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 0 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, QLD |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee At Cost | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
- Other Borrow up to 110% of the property value using the guarantor featureBorrow up to 110% of the property value by asking your family to guarantee the home loan by using their property as security on your mortgage
Target Market Determination
Visit Greater Bank to view Target Market Determination.
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FAQs
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