Refinance Calculator - Switch & Save

Calculate mortgage repayments and compare home loans from a wide range of Australian lenders, and see how much you could save by refinancing your home loan. - Last updated on 14 Dec 2019

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Calculate your mortgage repayments and savings when switching your mortgage from the Big 4 banks

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We found a range of home loans that match this criteria

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save $328 monthly

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save $330 monthly

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save $300 monthly

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save $346 monthly

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save $262 monthly

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save $332 monthly

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save $318 monthly

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save $210 monthly

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save $300 monthly

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save $269 monthly

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Assumptions | Australian Credit License 316710. *WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to ...click to read more.provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. Offers selected from a range of home loan products in the RateCity database. The results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. All numbers are estimates. Check exact details of offers before applying for a loan. Stamp Duty calculations are an approximation and should be verified on the relevant government website. Certain states have conditions for some buyer types and loan amounts that have not been factored into calculations. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.

When choosing a mortgage lender it's important to look at a range of factors, but make sure you're not paying more than you need to. If you haven't looked at your home loan's interest rate in the past year, you may be paying too much. Compare rates now and find out if you can start saving.


​Nick Bendel is a senior property and personal finance writer for RateCity, and an experienced journalist with numerous writing credits to his name. To date. He covers property, home loans, credit cards, superannuation and other bank products, and loves getting elbow-deep in the latest ABS, APRA and RBA data.​


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