Compare home equity

Find home loans from a wide range of Australian lenders that best suit your needs, whether you're investing, refinancing or looking to buy your first home. Compare interest rates, mortgage repayments, fees and more. - Data last updated on 21 May 2018

Compare home equity

Promoted
Discount Offer Variable Home Loan ($200k-$700k)Rewards$1,000 Cash offer when you refinance a non-UBank home loan of at least $200k and apply by 6 June 2018. Offer conditions apply.
Advertised rate
3.69%Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.35 / 5

Compare
Promoted
Discount Variable Home Loan ($150k+) (LVR < 80%)SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.69%Variable
Comparison rate*
3.71%
Monthly repayment
$1,149
Real Time Rating™

4.41 / 5

Compare
Promoted
Special Low Variable Rate Home Loan (LVR < 80%)
Advertised rate
3.73%Variable
Comparison rate*
3.73%
Monthly repayment
$1,155
Real Time Rating™

4.37 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR < 80%)
Advertised rate
3.64%Variable
Comparison rate*
3.67%
Monthly repayment
$1,142
Real Time Rating™

4.66 / 5

Compare
Budget Home Loan Special (Principal and Interest) (NSW and ACT only)SpecialSpecial discounted rate for new owner occupier, principal and interest loans of $75k+. IMB transaction account must be opened with this loan.
Advertised rate
3.69%Variable
Comparison rate*
3.69%
Monthly repayment
$1,149
Real Time Rating™

4.48 / 5

Compare
Select Basic Home Loan (Principal and Interest) (Amounts < $500k, LVR < 80%)
Advertised rate
3.69%Variable
Comparison rate*
3.70%
Monthly repayment
$1,149
Real Time Rating™

4.33 / 5

Compare
Base Variable Home Loan (Principal and Interest)SpecialLimited time discount of 0.48% p.a. off the Base Variable Rate Home Loan (Principal and Interest).
Advertised rate
3.69%Variable
Comparison rate*
3.73%
Monthly repayment
$1,149
Real Time Rating™

4.39 / 5

Compare
Advantage Home Loan 80 (Purchase - PAYG)
Advertised rate
3.73%Variable
Comparison rate*
3.74%
Monthly repayment
$1,155
Real Time Rating™

4.22 / 5

Compare
Basic Variable Rate Home Loan
Advertised rate
3.77%Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.24 / 5

Compare
First Home Buyer Loan - 40 Year Term
Advertised rate
3.77%Variable
Comparison rate*
3.81%
Monthly repayment
$1,161
Real Time Rating™

4.24 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 80%-90%) SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.79%Variable
Comparison rate*
3.81%
Monthly repayment
$1,163
Real Time Rating™

4.29 / 5

Compare
OMG Home Loan (Principal and Interest)
Advertised rate
3.79%Variable
Comparison rate*
3.83%
Monthly repayment
$1,163
Real Time Rating™

4.09 / 5

Compare
Low Rate Home Loan with Offset (Principal and Interest) (LVR 80%-90%)
Advertised rate
3.84%Variable
Comparison rate*
3.87%
Monthly repayment
$1,171
Real Time Rating™

4.44 / 5

Compare
IQ Basic Investment Loan (Principal and Interest) (LVR < 70%)
Advertised rate
3.89%Variable
Comparison rate*
3.90%
Monthly repayment
$1,178
Real Time Rating™

4.16 / 5

Compare
Discount Variable Home Loan ($150k+) (LVR 90%-95%) SpecialNo application fee for new customers. Offer only available for new customers till 31st of May 2018.
Advertised rate
3.89%Variable
Comparison rate*
3.91%
Monthly repayment
$1,178
Real Time Rating™

4.16 / 5

Compare
Discount Offer for Investor Variable P&I RateRewards$1,000 Cash offer when you refinance a non-UBank home loan of at least $200k and apply by 6 June 2018. Offer conditions apply.
Advertised rate
3.99%Variable
Comparison rate*
3.99%
Monthly repayment
$1,192
Real Time Rating™

4 / 5

Compare
UHomeLoan Fixed (Principal and Interest) 3 Years
Advertised rate
3.74%Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

3.51 / 5

Compare
UHomeLoan Fixed (Interest Only) 3 Years
Advertised rate
3.74%Fixed - 3 years
Comparison rate*
4.01%
Monthly repayment
$1,156
Real Time Rating™

3.31 / 5

Compare
Budget Home Loan (Principal and Interest) (NSW and ACT only) (LVR < 90%)
Advertised rate
3.97%Variable
Comparison rate*
4.02%
Monthly repayment
$1,189
Real Time Rating™

4.06 / 5

Compare
Premium Plus Package Variable Rate Home Loan Special (Principal and Interest) (LVR < 95%)SpecialIncludes a discounted rate off the Premium Plus Package Variable Rate Tier 4 home loan when meeting certain eligibility requirements.
Advertised rate
3.64%Variable
Comparison rate*
4.03%
Monthly repayment
$1,142
Real Time Rating™

4.59 / 5

Compare
Advertisement

A home equity loan, also known as a line of credit, could be a great option for Australian borrowers who want to take advantage of the equity they have in their current home. At RateCity you can carry out a search online to compare home equity home loans side-by-side, highlighting some of the best deals.

Home equity loans can be used for a range of reasons including, but not limited to, home renovation, to purchase another property or even to fit out your home with new furniture. The amount of equity you can borrow will be worked out by your lender who will calculate the current value of your home minus your existing mortgage balance.

Australian home owners could benefit from this type of home loan as it allows you to pay off the interest only but also offers the flexibility to make extra repayments, if you want to start paying towards the principal also. Generally you have access to redraw funds whenever you need it and for whatever purpose.

If want to make your home equity work for you start searching and comparing Australian home equity loans below.

Advertisement
Call RateCity 02 80969498

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Compare your product with the big 4 banks, or add more products to compare
As seen on