Australia's best value home loans



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June 19, 2011

Your Investment Property magazine has announced their list of the best mortgage deals now available. The research takes into account not only the comparison rate but also major costs such as deferred establishment fees, upfront and ongoing fees.

Best standard variable loan:

Bank

Based on true cost after three years

  1. NAB Choice Package Tailored HL Variable Rate > $250
  2. ING Direct Orange Advantage
  3. Adelaide Bank Variable SmartFit

Based on true cost after five years

  1. NAB Choice Package Tailored
  2. ING Direct Orange Advantage
  3. Adelaide Bank Variable SmartFit

Non-bank

Based on true cost after three years

 

  • Reduce Home Loans Standard Variable
  • Homeloan HQ HLHQ Home Loan
  • RAMS Rate Relief Home Loan

    Based on true cost after five years

 

 

 

Three-year fixed loan:

Bank

Based on true cost after three years

  1. Suncorp 3-year Fixed Interest in Advance Home Loan
  2. HSBC Bank 3-year Fixed Rate Home Loan
  3. ANZ Bank Fixed Rate 3-year

Based on true cost after five years

  1. HSBC Bank 3-year Fixed Rate Home Loan
  2. AMP Banking 3-year Fixed Rate ($250k-$749,999)
  3. Suncorp 3-year Fixed Interest in Advance Home Loan

Non-bank

Based on true cost after three years

  1. Unicredit (WA) Fixed 3-year
  2. Heritage BS 3-year Fixed
  3. Community CPS 3-year Fixed $200,000

Based on true cost after five years

  1. Unicredit (WA) Fixed 3-year
  2. Heritage BS 3-year Fixed
  3. Community CPS 3-year Fixed $200,000+

 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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