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5.07
% p.a
Variable
5.21
% p.a
$1,766
based on $300,000 loan amount for 25 years at 5.07%
Calculate your repayments for this loan
Your estimated repayment
$1,766
based on $300,000 loan amount for 25 years at 5.07%
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Quick home loan review
For Smart Investment Loan
These are the benefits of this home loan.
- 100% full offset account
- Suitable for low deposits
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Higher than average interest rate
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Smart Investment Loan
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 95% | Total Repayments $529,800 |
Interest rate type Variable | |
Borrowing range
$20k
-
$100m
| Suitable for Investors |
Loan term range 0 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 600 | Application fee 600 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $8 monthly | Discharge fee 200 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Northern Inland Credit Union to view Target Market Determination.
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