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Tic:Toc Home Loans

Live-in Variable

Interest rate

1.89

% p.a

Variable

Comparison Rate*

1.90

% p.a

Maximum LVR
90%
Real Time Rating™

3.95

/ 5
Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Interest rate

1.89

% p.a

Variable

Comparison Rate*

1.90

% p.a

Maximum LVR
90%
Real Time Rating™

3.95

/ 5
Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Quick home loan review

For Live-in Variable Loan (Principal and Interest)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility

These are the drawbacks of this home loan.

  • No offset account
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Live-in Variable Loan (Principal and Interest)

TMD

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

7 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

325

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Tic:Toc Home Loans to view Target Market Determination.

Other Benefits

Add a 100% offset account for $10 a month. Apply online and get fast approval for this fixed rate, low-fee loan with redraw facilities. Backed by Bendigo and Adelaide Bank, Australia’s fifth largest bank.

Other Restrictions

$60 - $200 PEXA fee applicable

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Tic:Toc Home Loans allows you to have this loan for a range of 7 to 30 years.

How often can you make repayments?

Tic:Toc Home Loans allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Tic:Toc Home Loans makes it possible to apply for this product online. Apply here.