What is the Maximum LVR?

The maximum LVR is the largest percentage of your property’s value a lender will agree to let you borrow. To break it down – LVR means loan-to-value ratio. This is the amount of money you borrow for your home loan versus the value of the property, expressed as a percentage. LVRs are used by lenders to determine whether you are a risky borrower. Lender’s will set their own maximum LVR depending on what they see as an acceptable level of risk. Generally, most lenders see 80 per cent as a desirable maximum LVR.

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Compare your product with the big 4 banks, or add more products to compare
As seen on