RateCity.com.au
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86 400

Fixed Home Loan

Advertised Rate

1.89

% p.a

Fixed - 2 years

Comparison Rate*

2.63

% p.a

Maximum LVR
80%
Real Time Rating™

3.95

/ 5
Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Advertised Rate

1.89

% p.a

Fixed - 2 years

Comparison Rate*

2.63

% p.a

Maximum LVR
80%
Real Time Rating™

3.95

/ 5
Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

86 400 home loans are available through brokers who can help find the right loan and manage your application at no charge.

John Fulford

5.0
3 Reviews

Get expert advice from a home loans specialist.

John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.

NSW2292

CRN: 515694

Tedjo Hadiwidjojo

5.0
14 Reviews

Get expert advice from a home loans specialist.

An experienced mortgage broker with over 15 years in the finance industry, dedicating to finding the right loan product from a wide range of lenders to meet your lending requirement. I pride myself to provide Speed, Convenience and adding Value to my clients. Buying property whether it’s your home or investment comes with complex choices and can be daunting. There are a lot of variables to consider when choosing the right loans. With my experience as a mortgage broker and an investor myself, I will recommend you the best lender and guide you through the process to get you the best possible loan option and lending rates.

VIC3131

CRN: 517245

Promoted

Quick home loan review

For Fixed Home Loan 2 year (Principal and Interest) (LVR < 80%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • No repayment holidays

Home loan overview

For Fixed Home Loan 2 year (Principal and Interest) (LVR < 80%)

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $20000

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

250

Application fee

250

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$250 annually

Discharge fee

0

Application method

Online

Phone

In branch

Specials
  • Cashback Get $2000 cashback on settlement for eligible applications of $250,000 or more
    Limited to 1 cashback per primary borrower regardless of the number of loans. Offer may be varied or withdrawn at any time. The cashback will be paid into an 86 400 Pay account within 14 days of settlement. For Home loan applications received by 30 September 2021 with loans settled by 31 October 2021.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

86 400 allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

86 400 allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $250 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

86 400 makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this 86 400 loan is available through a broker. Find a broker to help you with your needs.