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86 400

Variable Home Loan

Advertised Rate

2.39

% p.a

Variable

Comparison Rate*

2.40

% p.a

Maximum LVR
60%
Real Time Rating™

3.01

/ 5
Monthly Repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

Advertised Rate

2.39

% p.a

Variable

Comparison Rate*

2.40

% p.a

Maximum LVR
60%
Real Time Rating™

3.01

/ 5
Monthly Repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,329

based on $300,000 loan amount for 25 years at 2.39%

86 400 home loans are available through brokers who can help find the right loan and manage your application at no charge.

John Fulford

5.0
3 Reviews

Get expert advice from a home loans specialist.

John enjoy’s helping people achieve their goals and has a passion for property. For 2 years now at Newcastle Finance Brokers he has been helping people find the best products and loans to suit his clients. John holds his Cert IV and Diploma in Finance & Mortgage broking.

Response time: in an hour | Our brokers call during business hours between 9.00am to 6.00pm.

Tedjo Hadiwidjojo

5.0
14 Reviews

Get expert advice from a home loans specialist.

An experienced mortgage broker with over 15 years in the finance industry, dedicating to finding the right loan product from a wide range of lenders to meet your lending requirement. I pride myself to provide Speed, Convenience and adding Value to my clients. Buying property whether it’s your home or investment comes with complex choices and can be daunting. There are a lot of variables to consider when choosing the right loans. With my experience as a mortgage broker and an investor myself, I will recommend you the best lender and guide you through the process to get you the best possible loan option and lending rates.

Response time: in 35 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Promoted

Quick home loan review

For Neat Variable Investment Loan (Principal and Interest) (LVR < 60%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • Extra repayments and redraw facility
  • Free redraw facility

These are the drawbacks of this home loan.

  • No offset account
  • Ongoing fee
  • Higher than average upfront fee
  • Maximum loan amount is limited to 60% of the property's value
  • No repayment holidays

Home loan overview

For Neat Variable Investment Loan (Principal and Interest) (LVR < 60%)

Details

Maximum LVR

60%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

250

Application fee

250

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$250 annually

Discharge fee

0

Application method

Online

Phone

In branch

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 60 percent, which means it requires a minimum deposit of 40 percent

What's the maximum length for this loan?

86 400 allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

86 400 allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $250 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

86 400 makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this 86 400 loan is available through a broker. Find a broker to help you with your needs.