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AlphaBeta Money

PURE Alpha Full Doc Plus

Advertised Rate

5.21

% p.a

Variable

Comparison Rate*

5.39

% p.a

Maximum LVR
55%
Real Time Rating™

1.84

/ 5
Monthly Repayment

$1,791

based on $300,000 loan amount for 25 years at 5.21%

Advertised Rate

5.21

% p.a

Variable

Comparison Rate*

5.39

% p.a

Maximum LVR
55%
Real Time Rating™

1.84

/ 5
Monthly Repayment

$1,791

based on $300,000 loan amount for 25 years at 5.21%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,791

based on $300,000 loan amount for 25 years at 5.21%

Quick home loan review

For PURE Alpha Low Doc Plus

These are the benefits of this home loan.

  • 100% full offset account
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • Maximum loan amount is limited to 55% of the property's value

Home loan overview

For PURE Alpha Low Doc Plus

Details

Maximum LVR

55%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

10 - 30 years

Principal & interest

Interest only

Applicable states

NSW

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

1,296

Application fee

499

Valuation fee

$297

Settlement fee

100

Other upfront fee

400

Ongoing fee

$10 monthly

Discharge fee

250

Application method

Online

Phone

In branch

Other Restrictions

Max Land size 25 acres

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 55 percent, which means it requires a minimum deposit of 45 percent

What's the maximum length for this loan?

AlphaBeta Money allows you to have this loan for a range of 10 to 30 years.

How often can you make repayments?

AlphaBeta Money allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $1,296 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact AlphaBeta Money.

Can a broker help me with this loan?

Yes, this AlphaBeta Money loan is available through a broker. Find a broker to help you with your needs.