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4.74
% p.a
Fixed - 1 year
4.14
% p.a
$1,709
based on $300,000 loan amount for 25 years at 4.74%
Calculate your repayments for this loan
Your estimated repayment
$1,709
based on $300,000 loan amount for 25 years at 4.74%
AMP Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.
Danny Lang
Get expert advice from a home loans specialist.
Danny’s goal is to make a positive impact on people's lives by helping them achieve their financial goals. With regular training and over 6 years of experience in the finance industry, Danny ensures his knowledge continues to develop to provide financial solutions for his clients. SERVICES PROVIDED: - Refinancing - First Home Buyer - Debt Consolidation - Property Investment - Vehicle Finance - Personal Loans - Residential and Commercial Loans
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
Lee HAO
Get expert advice from a home loans specialist.
Lee is a graduate of Monash University with a Bachelor of Commerce and Arts. Lee is strongly passionate about the real estate market and banks since he was a student. Driven by this passion, together with experience in consulting companies and banks, Lee hopes to educate and guide her clients throughout their real estate ownership journey. Lee believes in placing the clients at the centre of every relationship and building trust through honesty and reliability. 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat.
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
Lumbini Wekunagoda
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Lumbini Wekunagoda is the founder of Melfinance. A boutique Mortgage Broker firm in Melbourne. Lumbini has a passion for helping his clients make their financial life easier. Lumbini specialises in helping people achieve their financial goals. Our goal is to educate you and empower you. With over 10 years in the Mortgage Broker Industry, Lumbini is highly experienced and known for his tenacity in helping his clients. Lumbini also has a diploma in Mortgage Broking, MBA from the University of Wales, Cert IV, MFAA, ASIC registered and licensed Mortgage Broker. Lumbini is known for giving as much of his time as is required to each client. No question is too small and no task too big. Lumbini’s clients feel as though they truly have someone on their side throughout the process. A real advocate for them who makes the whole process easy and stress-free. He also leaves them feeling comfortable that they are fully educated and empowered to make informed decisions with zero remorse. "Why do I like my role as a Mortgage Broker? I do this because I get enormous satisfaction from helping people achieve their goals and educating the. Seeing a client in a better positon after I have helped them gives me a huge buzz"
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
Jingxia (Suzanne) Wang
Get expert advice from a home loans specialist.
With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.
Eric Antoniou
Get expert advice from a home loans specialist.
With over 20 years experience in banking, finance, credit and lending previously working for organisations such as Esanda, Liberty Financial, ME Bank & Bank Of Melbourne, Eric, the Director of Break Free Home Loans is well suited to assisting you with your financial needs. As lending specialists, Break Free Home Loans know the key to success is understanding your requirements, needs and objectives. We know how each of the various lenders work and operate thus we can search the available market to pair you up with your ideal lender and financial solution. With access to a pool of over 40+ lenders, we are confident that we can find your ideal fit. We will complete all your checks, deal with the lender and negotiate rates and packages on your behalf. You will not have to deal with anyone except your personally assigned Break Free Home Loan specialist. We are equipped to assist you with great technology and information gathering processes that will make the application to settlement process smoother than ever before. As if that wasn’t enough, we make life convenient for you by being fully mobile. We can meet you at home, work, or even your favourite café by appointment Monday to Saturday.
Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Variable Rate Home Loan – Refinance Only
special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.2.64
% p.a
Variable
2.56
% p.a
Built by CBA, this home loan deal allows borrowers who refinance benefit from an ongoing loyalty discount
Quick home loan review
For Basic Fixed Rate Investment Loan (Principal and Interest) 1 Year
These are the benefits of this home loan.
- Lower than average interest rate
- No ongoing fees
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Basic Fixed Rate Investment Loan (Principal and Interest) 1 Year
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 90% | Total Repayments $512,700 |
Interest rate type Fixed - 1 year | |
Borrowing range
$40k
-
$2.5m
| Suitable for Investors |
Loan term range 10 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $10000 | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 644 | Application fee 0 |
Legal fee $295 | Valuation fee $0 |
Settlement fee 349 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 390 |
Application method
Online | Phone |
Broker | In branch |
- Cashback Receive up to $5,000 cashback for a limited time available for new refinance home loan applicationsApply by 31 August and settle by 30 November 2022 to be eligible for our limited time cashback offer. Customers are eligible to receive a $2,000 cash back payment if the loan amount is $250,000 up to $999,999, or a $5,000 cash back payment if the loan amount is $1,000,000 or more. New refinance applications only with a portion of the loan on a variable interest rate. This offer is available on Professional Package, AMP First, Essential and Basic Home Loan products. Offer available for both owner occupier and residential investment loans.
Target Market Determination
Visit AMP Bank to view Target Market Determination.
Other Benefits
You can choose to set up an Offset Deposit Account with a basic variable rate loan. $6 monthly account management fee is payable.
Other Restrictions
Up to $5,000 cashback for customers refinancing with AMP Bank. Apply by 31 August 2022 and settle by 30 November 2022; Min. loan size $250k; OO & Investment loans included Principal and interest repayments only with a portion of the loan on a variable interest rate. T&C’s apply
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