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ANZ

Fixed Rate Loan

Interest rate

2.44

% p.a

Fixed - 3 years

Comparison Rate*

3.43

% p.a

Maximum LVR
95%
Real Time Rating™

2.24

/ 5
Monthly Repayment

$1,337

based on $300,000 loan amount for 25 years at 2.44%

Interest rate

2.44

% p.a

Fixed - 3 years

Comparison Rate*

3.43

% p.a

Maximum LVR
95%
Real Time Rating™

2.24

/ 5
Monthly Repayment

$1,337

based on $300,000 loan amount for 25 years at 2.44%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,337

based on $300,000 loan amount for 25 years at 2.44%

ANZ home loans are available through brokers who can help find the right loan and manage your application at no charge.

Joel Flanagan

5.0
11 Reviews

Get expert advice from a home loans specialist.

I'm a loan specialist providing an outstanding professional service for each one of my clients. More than 15 years of experience and seven years as Director of Oak Financial Group, have given me the absolute knowledge about residential & commercial mortgage brokering to help, advise and guide my clients through their loan journey in the most effective way, always aiming to get the most favourable results. I'm available seven days a week, willing to answer my client's enquiries in the most transparent and comprehensive way.

NSW2020

ACL: 389328

Anshuman Lukka

5.0
33 Reviews

Get expert advice from a home loans specialist.

We are an independent accounting and financial consultancy firm focused on developing customised strategies designed to fit the needs of corporate and individual clients. We provide flexibility and expertise to support our clientele in multiple roles as well as providing access to our professional research and services. Our team consists of experienced accountants and advisers supported by a strong back office team to meet your finance needs on timely basis. Working with us, you will explore a range of options and services specifically designed to deliver you a strategic financial plan based solely on your objectives. We continue to work with you over the years to ensure that as your objectives and life-stages change, so does your strategy and your plan.

NSW2150

CRN: 499239

George Popadalis

5.5
10 Reviews

Get expert advice from a home loans specialist.

After years of working in the banking industry, George saw firsthand how customers were continuously being put on hold and not treated with respect. So he decided to take matters into his own hands by starting Fetch Loans! George never thought that one day he would find himself running a company whose sole focus is providing an all-around positive experience for their clients every time they need them. But when George realized just what was happening within the customer service sector’s disregard for its customers’ needs, something inside him shifted—and so did his career path. Now at Fetch Loans!, we’re committed to giving our invaluable clientele a stress free loan application process while treating each individual as if it were only us who mattered most throughout this entire journey together

NSW2216

CRN: 524152

Quick home loan review

For Breakfree Package Fixed Rate Home Loan (Principal and Interest) 3 Years (LVR > 80%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • Suitable for low deposits

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Not available for first home buyers
  • Ongoing fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Breakfree Package Fixed Rate Home Loan (Principal and Interest) 3 Years (LVR > 80%)

TMD

Details

Maximum LVR

95%

Total Repayments

Next LVR

Interest rate type

Fixed - 3 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $5000 per year

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

160

Application method

Online

Phone

In branch

Target Market Determination

Visit ANZ to view Target Market Determination.

Embed

ANZ is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

What's the maximum length for this loan?

ANZ allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

ANZ allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

ANZ makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this ANZ loan is available through a broker. Find a broker to help you with your needs.