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ANZ

Fixed Rate Investment Loan

Advertised Rate

7.69

% p.a

Fixed - 7 years

Comparison Rate*

6.58

% p.a

Maximum LVR
90%
Real Time Rating™

1.42

/ 5
Monthly Repayment

$2,254

based on $300,000 loan amount for 25 years at 7.69%

Advertised Rate

7.69

% p.a

Fixed - 7 years

Comparison Rate*

6.58

% p.a

Maximum LVR
90%
Real Time Rating™

1.42

/ 5
Monthly Repayment

$2,254

based on $300,000 loan amount for 25 years at 7.69%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$2,254

based on $300,000 loan amount for 25 years at 7.69%

ANZ home loans are available through brokers who can help find the right loan and manage your application at no charge.

Tedjo Hadiwidjojo

5.0
17 Reviews

Get expert advice from a home loans specialist.

An experienced mortgage broker with over 15 years in the finance industry, dedicating to finding the right loan product from a wide range of lenders to meet your lending requirement. I pride myself to provide Speed, Convenience and adding Value to my clients. Buying property whether it’s your home or investment comes with complex choices and can be daunting. There are a lot of variables to consider when choosing the right loans. With my experience as a mortgage broker and an investor myself, I will recommend you the best lender and guide you through the process to get you the best possible loan option and lending rates.

Response time: in 32 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Bianca Dacic

5.0
51 Reviews

Get expert advice from a home loans specialist.

Loan-Savvy is committed to helping you find the right financial solution. Whether you are looking to purchase your first home, expand your investment portfolio or refinance your existing mortgage. We are a qualified Finance Brokerage, located in the Caroline Springs area of Victoria. Possessing industry experience, knowledge and contacts, to help you secure the right loan for your circumstance. Loan-Savvy is dedicated to your financial goals and always has your best interest in mind. We will take the time to understand your goals and assist with structuring a loan appropriately inline with your financial goals. We takes the stress out of the process and allow you to focus on the important things in life. Loan-Savvy facilitates all the available options, allowing you to make an informed decision in choosing the correct lending product.

Response time: in 31 minutes | Our brokers call during business hours between 9.00am to 6.00pm.

Quick home loan review

For Fixed Rate Investment Loan (Interest Only) 7 Years (LVR > 80%)

These are the benefits of this home loan.

  • Parents can sign as guarantor
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Fixed Rate Investment Loan (Interest Only) 7 Years (LVR > 80%)

TMD

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Fixed - 7 years

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Monthly

Features

Extra repayments

Yes - limited to $5000 per year

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

910

Application fee

600

Valuation fee

$150

Settlement fee

160

Other upfront fee

0

Ongoing fee

$10 monthly

Discharge fee

160

Application method

Online

Phone

In branch

Target Market Determination

Visit ANZ to view Target Market Determination.

Other Restrictions

Only 1 year fixed has offset account

Embed

ANZ is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $20k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

ANZ allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

ANZ allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $910 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

ANZ makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this ANZ loan is available through a broker. Find a broker to help you with your needs.