- Home
- Home Loans
- ANZ
- Standard Variable Investment Loan (Principal and Interest) (LVR < 80%)
Standard Variable Investment Loan
- Cashback
- Investor
- Variable
- 20% min deposit
- P&I
$2,000 cashback when you refinance an eligible home loan.
Get $2,000 cashback when borrowing 80% or less of the property value. On eligible loans of $250,000 or more refinanced to ANZ (including any new lending as part of the refinance). T&Cs apply.
Interest rate p.a.
7.84%
Comparison rate* p.a.
7.84%
Standard Variable Investment Loan
- Cashback
- Investor
- Variable
- 20% min deposit
- P&I
Interest rate p.a.
7.84%
Comparison rate* p.a.
7.84%
Calculate your repayments for this loan
Your estimated repayment
$3,613
based on 500000 loan amount for 25 years at 7.84%
Monthly Repayment
$3,613
Total interest
$800,755
Total payments
$1,300,755
Start date
05-2024
End date
05-2049
Pros and Cons
For Standard Variable Investment Loan
Benefits
- No ongoing fees
- 100% full offset account
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
Drawbacks
- Higher than average interest rate
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
ANZ Variable Rate Home Loan overview
For Standard Variable Investment Loan (Principal and Interest) (LVR < 80%)
Details
Maximum LVR
80%
Total repayments
$1,300,755
Interest rate type
Variable
Borrowing range
$20k - $100m
Suitable for
Investors
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit ANZ Banking Group Limited to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$160
Application fee
$0
Legal fee
$0
Valuation fee
$0
Settlement fee
$160
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$160
