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Aussie

Select Basic Fixed

Advertised Rate

2.34

% p.a

Fixed - 3 years

Comparison Rate*

2.71

% p.a

Maximum LVR
90%
Real Time Rating™

2.86

/ 5
Monthly Repayment

$1,322

based on $300,000 loan amount for 25 years at 2.34%

Advertised Rate

2.34

% p.a

Fixed - 3 years

Comparison Rate*

2.71

% p.a

Maximum LVR
90%
Real Time Rating™

2.86

/ 5
Monthly Repayment

$1,322

based on $300,000 loan amount for 25 years at 2.34%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,322

based on $300,000 loan amount for 25 years at 2.34%

Quick home loan review

For Select Basic Home Loan Fixed (Principal and Interest) 3 Years (LVR 80%-90%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No redraw and no offset
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Select Basic Home Loan Fixed (Principal and Interest) 3 Years (LVR 80%-90%)

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Fixed - 3 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

10 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly

Features

Extra repayments

Yes - limited to $10000 per year

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

$330

Application fee

$0

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$535

Application method

Online

Phone

In branch

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $5,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Aussie allows you to have this loan for a range of 10 to 30 years.

How often can you make repayments?

Aussie allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $330 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

How do you apply for this loan?

To apply for this loan, please contact Aussie.

Can a broker help me with this loan?

Yes, this Aussie loan is available through a broker. Find a broker to help you with your needs.