Health, Wealth & Happiness Home Loan - Standard (Principal and Interest)
- Last updated on 10 Aug 2020
based on $300,000 loan amount for 25 years
- No ongoing fees
- 100% full offset account
- Extra repayments + redraw services
- Comes with a credit card
- Discharge fee at end of loan
- Repayments may increase if RBA raises rates
Interest rate structure
$200k - $2.5m
Principal & interest
Loan term range
1 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Total estimated upfront fees
Other upfront fee
Minimum SMSF Amount
Annual Fee waived on credit card product, 10% discount on Australian Unity health insurance over for new customers, $100 once off Allianz insurance credit when home and contents policy is purchased through Australian Unity.
Australian Unity is a member-owned financial services and healthcare company that was first formed in 1840 in Melbourne as the Manchester Unity International Order of Oddfellows in Victoria. In 1993, the company merged with Australian Natives’ Association and became Australian Unity.
The organisation is based in Melbourne, employs over 2000 staff and has over 300,000 members. Australian Unity provides a number of public services including health and dental insurance, assisted living and aged care services. They also offer financial products and services, issued through Big Sky Financial, such as banking and home loans, as well as investments, insurance and financial planning advice.
Australian Unity has won numerous awards for its financial and personal services.
Australian Unity home loan calculator
Interested in an Australian Unity home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Australian Unity compares to its competitors. Simply plug in your borrowing amount below.
RateCity wants to prove that it pays to check your home loan rate, and provide some extra motivation for doing so. We want to encourage people to take an active interest in their home loans, and gain a thorough understanding of what they’re paying and how much they could save.
You can only check your rates once. However we will send you, via email, the link to the result page so that you may return to it.
The winner will be chosen randomly from our entries on 21 May 2020 by Loyalty.com.au, in the presence of an independent scrutineer.
No. You can invite as many people to enter the competition as you like. Just remember that you’ll only get one extra entry in the competition for each invited friend that checks their own rate.