Australian Unity Wealth Builder Package Investment Loan Fixed (Interest Only) 3 Years | Review & Compare Home Loans

Wealth Builder Investor Package

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Interest Rate

4.05

% p.a

Fixed - 3 years

Comparison Rate*

44.00

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,013

based on $300,000 loan amount for 25 years at 4.05%

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Summary
Features & fees
Similar Products
Latest News

Interest Rate

4.05

% p.a

Fixed - 3 years

Comparison Rate*

44.00

% p.a

Maximum LVR

Less than 90%

Real Time Rating™

Monthly Repayment

$1,013

based on $300,000 loan amount for 25 years at 4.05%

Calculate your repayments for this loan

Your estimated repayment

$1,013

based on $300,000 loan amount for 25 years at 4.05%

Here are some similar home loans that you may be interested in

TMD

Monthly Repayment

$1,666

based on $300,000 loan amount for 25 years at 4.49%

Interest Rate

4.49

% p.a

Fixed - 3 years

Comparison Rate*

3.81

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

More Features

Monthly Repayment

$1,346

based on $300,000 loan amount for 25 years at 2.5%

Interest Rate

2.10

% p.a

Intro 24 months

Comparison Rate*

2.46

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,292

based on $300,000 loan amount for 25 years at 2.14%

Interest Rate

2.14

% p.a

Variable

Comparison Rate*

2.14

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Extra repayments and redraw facility

Real Time Rating™

More Features

Quick home loan review

For Wealth Builder Package Investment Loan Fixed (Interest Only) 3 Years (LVR < 90%)

These are the benefits of this home loan.

Lower than average interest rate
No upfront fees
Parents can sign as guarantor
Extra repayments and redraw facility
Free redraw facility
Split account option

These are the drawbacks of this home loan.

Loan reverts to higher rate after fixed period
Ongoing fee
Discharge fee at end of loan

Home loan overview

For Wealth Builder Package Investment Loan Fixed (Interest Only) 3 Years (LVR < 90%)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR Less than 90%	Total Repayments $303,900 View repayment schedule »
Next LVR	Interest rate type Fixed - 3 years
Borrowing range $200k - $2.5m Calculate how much you can borrow	Suitable for Investors
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account Partial offset account
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 0	Application fee 0
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $399 annually	Discharge fee 375

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Target Market Determination

Visit Australian Unity to view Target Market Determination.

Other Benefits

Annual Fee waived on credit card product, 10% discount on Australian Unity health insurance over for new customers, $100 once off Allianz insurance credit when landlord policy is purchased through Australian Unity, 12 months of Emergency Home Assistance (value $123) free when you take out a new Allianz Home Building, Contents or Landlord policy through Australian Unity.

Checkout more home loans

Interest Rate

4.49

% p.a

Fixed - 3 years

Comparison Rate*

3.81

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Parents can sign as guarantor

Real Time Rating™

Interest Rate

4.39

% p.a

Fixed - 3 years

Comparison Rate*

4.29

% p.a

No upfront fees
Suitable for low deposits
Parents can sign as guarantor
Split account option

Real Time Rating™

Interest Rate

4.79

% p.a

Fixed - 3 years

Comparison Rate*

4.67

% p.a

Cashback

Refinance and get $3,000 cashback for new Owner Occupier and Investment Loans on LVR up to 80% and min $250k loan. ~ Ends in 12 days

Real Time Rating™

Interest Rate

4.09

% p.a

Fixed - 3 years

Comparison Rate*

3.44

% p.a

No upfront fees
100% full offset account
Suitable for low deposits
Extra repayments and redraw facility

Real Time Rating™

Product data updated on 18 May 2022

FAQs

The range you can borrow from this loan is $200k to $2,500,000.

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

Australian Unity allows you to have this loan for a range of 1 to 30 years.

Australian Unity allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

To apply for this loan, please contact Australian Unity.

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