Wealth Builder Package Investment Loan Fixed (Interest Only) 3 Years
Great Rate 1 year fixed Home Loan
special
Borrow up to 110% of the property value by asking your family to guarantee the home loan by using their property as security on your mortgage
2.79%
Fixed - 1 year
3.82%
Great Rate
3.4%
Fixed - 3 years
4.08%
$0
Pros
- No upfront fees
- Parents can sign as guarantor
- Extra repayments + redraw services
- Comes with a credit card
Cons
- Annual fee charged
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Maximum LVR 90% | Interest rate structure Fixed - 3 years |
Borrowing range $200k - $2.5m | Total Repayments |
Principal & interest | Interest only |
Loan term range 1 - 30 years | Offset account Partial offset account |
Extra repayments Unlimited extra repayments | Redraw facility Redraw fee: $0 |
Allows split interest | Suitable For Investors |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Estimated upfront fees $0 | Application fee $0 |
Settlement fee $0 | Valuation fee $0 |
Legal fee $0 | Ongoing fee $399 |
Discharge fee $375 | Property Type |
SMSF Trustee | Minimum SMSF Amount |
Aggregator |
Annual Fee waived on credit card product, 10% discount on Australian Unity health insurance over for new customers, $100 once off Allianz insurance credit when landlord policy is purchased through Australian Unity, 12 months of Emergency Home Assistance (value $123) free when you take out a new Allianz Home Building, Contents or Landlord policy through Australian Unity.
Compare and review home loans with similar features
Australian Unity is a member-owned financial services and healthcare company that was first formed in 1840 in Melbourne as the Manchester Unity International Order of Oddfellows in Victoria. In 1993, the company merged with Australian Natives’ Association and became Australian Unity.
The organisation is based in Melbourne, employs over 2000 staff and has over 300,000 members. Australian Unity provides a number of public services including health and dental insurance, assisted living and aged care services. They also offer financial products and services, issued through Big Sky Financial, such as banking and home loans, as well as investments, insurance and financial planning advice.
Australian Unity has won numerous awards for its financial and personal services.
Australian Unity home loan calculator
Interested in an Australian Unity home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Australian Unity compares to its competitors. Simply plug in your borrowing amount below.
