On this page
Basic Home Loan
On this page
Explore
2.20
% p.a
Fixed - 3 years
2.62
% p.a
$1,301
based on $300,000 loan amount for 25 years at 2.20%
On this page
2.20
% p.a
Fixed - 3 years
2.62
% p.a
$1,301
based on $300,000 loan amount for 25 years at 2.20%
Calculate your repayments for this loan
Your estimated repayment
$1,301
based on $300,000 loan amount for 25 years at 2.20%
Bank Australia home loans are available through brokers who can help find the right loan and manage your application at no charge.
MD ALI Kawser
Get expert advice from a home loans specialist.
I am Ali Kawser, a mortgage broker for 6 years and in the finance industry for 10 years. An investor myself, I have bought my first property in 2016 and owned investment property in 2018. I work from my home office, love to have a balance between work and family. I have helped many of my clients to achieve their dream to purchase their first property, also to purchase investment properties for a better retirement. Most of my meetings and appointments with clients are after hours, means you don't have to hurry to meet the schedule. Through a mortgage broker like myself, you'll have a choice of over 40 lenders including the big four for your convenience. Give us a call, you'll have a better experience!
CRN: 490619
$1,199
based on $300,000 loan amount for 25 years at 2.09%
Quick home loan review
For Basic Home Loan Fixed 3 Years (LVR 70%-80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- No extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Basic Home Loan Fixed 3 Years (LVR 70%-80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $390,300 |
Interest rate type Fixed - 3 years | |
Borrowing range
$10k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Not Allowed | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 595 | Application fee 595 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
- Other Apply for a 3 or 6 month break repayments reduction for environmental upgradesOnly loans for owner-occupiers are eligible A request must be provided detailing funds will be re-directed for the purpose of installing water and/or energy saving devices The loan must be established with Bank Australia for at least 12 months before applying for payment reductions
- Other Apply for a 3 or 6 month break repayments reduction for environmental upgradesOnly loans for owner-occupiers are eligible A request must be provided detailing funds will be re-directed for the purpose of installing water and/or energy saving devices The loan must be established with Bank Australia for at least 12 months before applying for payment reductions
Other Benefits
Eligible for a 0.40% p.a. discount off your interest rate for up to five years on buying or building a NatHERS rated 7 Star or higher home, or planning sustainable upgrades
Compare and review home loans with similar features
Home Loans News
Popular home loans searches
FAQs
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
Where can you apply for this loan?
Can a broker help me with this loan?