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5.05
% p.a
Fixed - 3 years
3.53
% p.a
$1,763
based on $300,000 loan amount for 25 years at 5.05%
Calculate your repayments for this loan
Your estimated repayment
$1,763
based on $300,000 loan amount for 25 years at 5.05%
Bank Australia home loans are available through brokers who can help find the right loan and manage your application at no charge.
Lee HAO
Get expert advice from a home loans specialist.
Lee is a graduate of Monash University with a Bachelor of Commerce and Arts. Lee is strongly passionate about the real estate market and banks since he was a student. Driven by this passion, together with experience in consulting companies and banks, Lee hopes to educate and guide her clients throughout their real estate ownership journey. Lee believes in placing the clients at the centre of every relationship and building trust through honesty and reliability. 'I want to empower my clients' every property dream and hope to service them until they retire with rent.' 'I will not try to sell you a deal that I will not sell it to my mom.' That's his principle. We are here to fight for the best possible deal for every customer. We have a great relationship with more than 30 lenders. Not that they happen to be on our panel but we actually settled with them and know their policies and procedure inside out. We do not recommend any lenders or products without a personalized and on time research for you. So our process ensure the deals we present are in your best interest hot and fresh. Our standard operation procedure is: 1) Free consultation by phone or zoom to understand your needs. Answer your burning questions. 2) Collect information, facts and document to conduct research for you. Give us a chance and allow us to make a positive impact on your personal finance; Research will usually take 2-3 business days. For more complicate cases may take longer on notice case by case. 3) Present solutions via zoom or in person. 30-60 mins. Also including a property purchase or investment strategy session. 4) Once you made the decision it takes 2-10 business days to proceed and obtain a pre-approval or refinance formal approval. Other days and procedure will be designed and notice according to your situation. 5) Free after settlement review every year too. Service Satisfaction guarantee!!** Call me and let's chat.
CRN: 484532
Jingxia (Suzanne) Wang
Get expert advice from a home loans specialist.
With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).
CRN: 484532
Andrew Vassarotti
Get expert advice from a home loans specialist.
Andrew has spent over a decade working across industries including automotive, retail, construction, energy, mining, mineral processing, and infrastructure sectors. He prides himself in the ability to develop long lasting relationship with all kinds of people from contractors onsite, design engineers, managing directors, and mum and dad investors. Andrew has just completed his first home purchase and understands how important receiving good advice is during this exciting time for individuals and families. He is an excellent communicator and well versed at managing multiple stakeholders as part of complex projects. Andrew has a Master’s of Project Management (construction major) along with a Certificate IV in Finance & Mortgage Broking. He is currently undertaking his Diploma of Finance & Mortgage Broking. Outside of work he enjoys spending time in the gym with friends and travelling.
CRN: 527685
Alex El Daghar
Get expert advice from a home loans specialist.
Your Digital Mortgage Broker & Trusted Adviser. My role - one I am passionate about - is to work in your best interests. I’ll be with you for the long haul, fighting for the fittest rate on the market that matches your needs and goals, not the first product on the shelf.
CRN: 538115
Azm Khan
Get expert advice from a home loans specialist.
I am really passionate about helping people achieve their property dreams. As a student, my main interest was finance and since completing my Master's degree in Accounting, I studied to be qualified as a Certified Practicing Accountant (CPA) and worked in the finance world for over 10 years. In 2014, after purchasing my first home through a mortgage broker and seeing first hand the value provided by Mortgage Brokers, I decided to better utilise my skills to the benefit of my clients. Since starting my Mortgage Broker business, I have helped over 300 clients with their home loan and have settled over $120 million loans. So if you are looking for someone with expertise and experience to assist you with your home loan, I will be thrilled to have a chat. I am available anytime when you are ready.
CRN: 463273

Variable Rate Home Loan – Refinance Only
special
Receive an extra 0.01% p.a. discount every year, up to a maximum discount of 0.30% p.a.2.64
% p.a
Variable
2.56
% p.a
Built by CBA, this home loan deal allows borrowers who refinance benefit from an ongoing loyalty discount
Quick home loan review
For Basic Investment Loan Fixed (Principal and Interest) 3 Years (LVR 60%-70%)
These are the benefits of this home loan.
- No ongoing fees
- Parents can sign as guarantor
- Split account option
These are the drawbacks of this home loan.
- No extra repayments
- No redraw and no offset
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Higher than average upfront fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 70% of the property's value
Home loan overview
For Basic Investment Loan Fixed (Principal and Interest) 3 Years (LVR 60%-70%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 70% | Total Repayments $528,900 |
Interest rate type Fixed - 3 years | |
Borrowing range
$10k
-
$100m
| Suitable for Investors |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Not Allowed | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 595 | Application fee 595 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Bank Australia to view Target Market Determination.
Other Benefits
Eligible for a 0.40% p.a. discount off your interest rate for up to five years on buying or building a NatHERS rated 7 Star or higher home, or planning sustainable upgrades
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