Important disclosure

4.59
% p.a
Fixed - 1 year
4.23
% p.a
$1,683
based on $300,000 loan amount for 25 years at 4.59%
Calculate your repayments for this loan
Your estimated repayment
$1,683
based on $300,000 loan amount for 25 years at 4.59%
Bank First home loans are available through brokers who can help find the right loan and manage your application at no charge.
Eric Dong
Get expert advice from a home loans specialist.
We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.
CRN: 429699
Jingxia (Suzanne) Wang
Get expert advice from a home loans specialist.
With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).
CRN: 484532
Jurad Blanusa
Get expert advice from a home loans specialist.
Loanscope sets the standard for finance broking in Australia by delivering what we promise: quality service, expert advice and tailored loans at low, low rates. We: - Offer tailored, personalised services - Take a long-term approach - Compare home loans from more than 30+ different lenders - Provide expert advice - Have an impressive track record for home loan approvals - Make the process simple - Offer after-hours appointments as required - Always have your best interests at heart - Are members of the Finance Brokers Association of Australia. As a growing finance brokerage, Loanscope has built a strong reputation and forged close relationships with the major banks, non-bank lenders and non-conforming lenders. We have hundreds of home loan packages at our fingertips and the expertise to find one to meet your current needs and future financial aspirations. We can recommend reputable conveyancers, accountants, financial planners and other professionals to complement our service.
CRN: 424779

Neat Home Loan
3.14
% p.a
Variable
3.16
% p.a
A straightforward home loan with a low variable rate, unlimited extra repayments with redraw, and no ongoing fees.
Quick home loan review
For Premier Package Home Loan Fixed 1 Year (LVR < 80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Home loan overview
For Premier Package Home Loan Fixed 1 Year (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $504,900 |
Interest rate type Fixed - 1 year | |
Borrowing range
$50k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $30000 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $390 annually | Discharge fee 395 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Bank First to view Target Market Determination.
Other Benefits
First Home Buyer loans offer up to 98% LVR for "Niche" borrowers. No annual fee for Visa Platinum Credit Card. Personal loan establishment fee will be waived. Discounts on premium CGU insurance policies.
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