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Premier Package Home Loan
Winner of Best 3 Year Fixed Pi, RateCity Gold Awards 2021
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2.39
% p.a
Fixed - 3 years
2.91
% p.a
$1,329
based on $300,000 loan amount for 25 years at 2.39%
On this page
2.39
% p.a
Fixed - 3 years
2.91
% p.a
$1,329
based on $300,000 loan amount for 25 years at 2.39%
Calculate your repayments for this loan
Your estimated repayment
$1,329
based on $300,000 loan amount for 25 years at 2.39%
Bank First home loans are available through brokers who can help find the right loan and manage your application at no charge.
Daniel Tetlaw
Get expert advice from a home loans specialist.
I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.
CRN: 528660
Mahesh Perera
Get expert advice from a home loans specialist.
In 1994, Mahesh bought a property at a highly inflated price. Shortly after, he lost most of his superannuation when the company he was working for was declared bankrupt. This misfortune encouraged him to learn as much as he could about good financial management so that he would avoid making the same mistakes again. Mahesh worked has to educate himself and gain valuable qualifications in the finance industry. While doing so, he recognised an opportunity to help other migrants steer clear of the pitfalls that he encountered. After studying to become a qualified Financial Advisor, Mahesh then went on to build his own financial planning firm, working under AXA, AON, and Patron licensees. Since 1996 Mahesh has had the privilege to assist more than 1500 clients to achieve their financial goals using various wealth strategies going to help you immensely. You will be glad you become an Equity Advice client.
CRN: 492305
$1,199
based on $300,000 loan amount for 25 years at 2.09%
Quick home loan review
For Premier Package Home Loan Fixed 3 Years (LVR < 80%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
- Features on 2021 RateCity Awards
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Home loan overview
For Premier Package Home Loan Fixed 3 Years (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $398,700 |
Interest rate type Fixed - 3 years | |
Borrowing range
$50k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $30000 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees $0 | Application fee $0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $390 annually | Discharge fee $395 |
Application method
Online | Phone |
Broker | In branch |
Other Benefits
First Home Buyer loans offer up to 98% LVR for "Niche" borrowers. No annual fee for Visa Platinum Credit Card. Personal loan establishment fee will be waived. Discounts on premium CGU insurance policies.
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