On this page

On this page
4.04
% p.a
Fixed - 3 years
3.32
% p.a
$1,590
based on $300,000 loan amount for 25 years at 4.04%
Calculate your repayments for this loan
Your estimated repayment
$1,590
based on $300,000 loan amount for 25 years at 4.04%
Bank First home loans are available through brokers who can help find the right loan and manage your application at no charge.
Alex El Daghar
Get expert advice from a home loans specialist.
Your Digital Mortgage Broker & Trusted Adviser. My role - one I am passionate about - is to work in your best interests. I’ll be with you for the long haul, fighting for the fittest rate on the market that matches your needs and goals, not the first product on the shelf.
CRN: 538115
Jade Wright
Get expert advice from a home loans specialist.
I am a Finance & Mortgage Broker and I believe that everyone deserves professional guidance. I have always been passionate about helping others reach their financial goals. Seeing the customer's positive experience and results first hand is something I strive to achieve. I know from personal experience, not all companies will genuinely care about how they treat their clients, and may look at them as a 'number'. I have experienced this not just working in the industry but as a customer. I will work in the best interest of my customer's. You are not a number to me. You are a person, and my goal is to support you and work with you to achieve your financial dreams. Although I am building my own individual business I am lucky to have the backing and support of Elders Home and Commercial Finance, a national network of brokers who have collectively assisted clients with over one billion in loans every year. I can assist with home loans, investment loans, car finance and commercial lending.
CRN: 538124

Smart Booster Home Loan Discounted Variable - 2yr
2.10
% p.a
Intro 24 months
2.46
% p.a
Buyers and refinancers can benefit from this special discounted rate, plus no ongoing fees and optional access to an offset account.
Quick home loan review
For Premier Package Home Loan Fixed 3 Years (LVR < 80%)
These are the benefits of this home loan.
- Lower than average interest rate
- No upfront fees
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Discharge fee at end of loan
Home loan overview
For Premier Package Home Loan Fixed 3 Years (LVR < 80%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $477,000 |
Interest rate type Fixed - 3 years | |
Borrowing range
$50k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $30000 | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $390 annually | Discharge fee 395 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Bank First to view Target Market Determination.
Other Benefits
First Home Buyer loans offer up to 98% LVR for "Niche" borrowers. No annual fee for Visa Platinum Credit Card. Personal loan establishment fee will be waived. Discounts on premium CGU insurance policies.
Checkout more home loans
Bank First is available through brokers
Home Loans News
Popular home loans searches
FAQs
What is the minimum amount you can apply for?
What's the minimum deposit needed for this loan?
What's the maximum length for this loan?
How often can you make repayments?
How much will the upfront fees be for this loan?
Does this loan come with a redraw facility?
Where can you apply for this loan?
Can a broker help me with this loan?