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Fixed Rate Home Loan
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3.44
% p.a
Fixed - 5 years
4.76
% p.a
$1,492
based on $300,000 loan amount for 25 years at 3.44%
On this page
3.44
% p.a
Fixed - 5 years
4.76
% p.a
$1,492
based on $300,000 loan amount for 25 years at 3.44%
Calculate your repayments for this loan
Your estimated repayment
$1,492
based on $300,000 loan amount for 25 years at 3.44%
BankSA home loans are available through brokers who can help find the right loan and manage your application at no charge.
Tedjo Hadiwidjojo
Get expert advice from a home loans specialist.
An experienced mortgage broker with over 15 years in the finance industry, dedicating to finding the right loan product from a wide range of lenders to meet your lending requirement. I pride myself to provide Speed, Convenience and adding Value to my clients. Buying property whether it’s your home or investment comes with complex choices and can be daunting. There are a lot of variables to consider when choosing the right loans. With my experience as a mortgage broker and an investor myself, I will recommend you the best lender and guide you through the process to get you the best possible loan option and lending rates.
CRN: 517245
Daniel Tetlaw
Get expert advice from a home loans specialist.
I enjoy working with clients to understand their goals and deliver great outcomes for their unique situations. This requires flexibility, dotting every ‘i’, crossing every ‘t’, and striving to over deliver on my clients’ needs and expectations.
CRN: 528660
$1,147
based on $300,000 loan amount for 25 years at 1.85%
Quick home loan review
For Fixed Rate Investment Loan (Interest Only) 5 Years
These are the benefits of this home loan.
- Suitable for low deposits
- Redraw facility available
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Split account option
These are the drawbacks of this home loan.
- Higher than average interest rate
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
Home loan overview
For Fixed Rate Investment Loan (Interest Only) 5 Years
- Details
- Features
- Fees
- Application method
Details
Maximum LVR Less than 95% | Total Repayments $258,000 |
Interest rate type Fixed - 5 years | |
Borrowing range
$150k
-
$100m
| Suitable for Investors |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account Partial offset account |
Redraw facility Redraw fee: $10 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 864 | Application fee 600 |
Legal fee $0 | Valuation fee $164 |
Settlement fee 100 | Other upfront fee 0 |
Ongoing fee $10 monthly | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
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