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Bankstown City Unity Bank

All in One Rewards Package

Interest rate

3.35

% p.a

Variable

Comparison Rate*

3.78

% p.a

Maximum LVR
95%
Real Time Rating™

1.84

/ 5
Monthly Repayment

$1,478

based on $300,000 loan amount for 25 years at 3.35%

Interest rate

3.35

% p.a

Variable

Comparison Rate*

3.78

% p.a

Maximum LVR
95%
Real Time Rating™

1.84

/ 5
Monthly Repayment

$1,478

based on $300,000 loan amount for 25 years at 3.35%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,478

based on $300,000 loan amount for 25 years at 3.35%

Quick home loan review

For All in One Home Loan Rewards Package (Principal & Interest) ($350k-$750k)

These are the benefits of this home loan.

  • 100% full offset account
  • Suitable for low deposits
  • Extra repayments and redraw facility
  • Free redraw facility

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Ongoing fee
  • Higher than average upfront fee
  • Discharge fee at end of loan

Home loan overview

For All in One Home Loan Rewards Package (Principal & Interest) ($350k-$750k)

TMD

Details

Maximum LVR

95%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

NSW, QLD, SA, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

1,153

Application fee

953

Valuation fee

At Cost

Settlement fee

200

Other upfront fee

0

Ongoing fee

$350 annually

Discharge fee

300

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Bankstown City Unity Bank to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $350k to $750k.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

What's the maximum length for this loan?

Bankstown City Unity Bank allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

Bankstown City Unity Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $1,153 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Bankstown City Unity Bank makes it possible to apply for this product online. Apply here.