BDCU Alliance Bank 2 year Fixed Rate Home Loan | Review & Compare Home Loans

Fixed Rate Home Loan

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Interest rate

3.49

% p.a

Fixed - 2 years

Comparison Rate*

3.74

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,500

based on $300,000 loan amount for 25 years at 3.49%

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Summary
Features & fees
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Interest rate

3.49

% p.a

Fixed - 2 years

Comparison Rate*

3.74

% p.a

Maximum LVR

95%

Real Time Rating™

Monthly Repayment

$1,500

based on $300,000 loan amount for 25 years at 3.49%

Calculate your repayments for this loan

Your estimated repayment

$1,500

based on $300,000 loan amount for 25 years at 3.49%

Based on your details, you can compare and save on the following home loans

TMD

Monthly Repayment

$1,078

based on $300,000 loan amount for 25 years at 1.79%

Interest rate

1.79

% p.a

Fixed - 2 years

Comparison Rate*

3.73

% p.a

Interest rates ranked in the best 20%
No upfront fees
Redraw facility available
Extra repayments and redraw facility

Real Time Rating™

More Features

Monthly Repayment

$1,119

based on $300,000 loan amount for 25 years at 2.07%

Interest rate

2.07

% p.a

Fixed - 2 years

Comparison Rate*

2.90

% p.a

Interest rates ranked in the best 20%
Extra repayments and redraw facility
Free redraw facility
Split account option

Real Time Rating™

More Features

Monthly Repayment

$1,145

based on $300,000 loan amount for 25 years at 2.24%

Interest rate

2.24

% p.a

Fixed - 2 years

Comparison Rate*

3.73

% p.a

Cashback

Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply. ~ Ends in 4 months

Real Time Rating™

More Features

Quick home loan review

For 2 year Fixed Rate Home Loan (Principal and Interest)

These are the benefits of this home loan.

Suitable for low deposits

These are the drawbacks of this home loan.

No redraw and no offset
Higher than average interest rate
Loan reverts to higher rate after fixed period
Ongoing fee
Higher than average upfront fee
No repayment holidays

Home loan overview

For 2 year Fixed Rate Home Loan (Principal and Interest)

TMD

Details
Features
Fees
Application method

Details

Maximum LVR 95%	Total Repayments $450,000 View repayment schedule »
Next LVR	Interest rate type Fixed - 2 years
Borrowing range $20k - $100m Calculate how much you can borrow	Suitable for Owner Occupiers
Loan term range 1 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 650	Application fee 650
Legal fee $0	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $8 monthly	Discharge fee 0

Application method

Online	Phone
Broker	In branch

Target Market Determination

Visit BDCU Alliance Bank to view Target Market Determination.

Compare and review home loans with similar features

TMD

Interest rate

2.05

% p.a

Fixed - 2 years

Comparison Rate*

1.92

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Interest rate

2.34

% p.a

Fixed - 2 years

Comparison Rate*

3.95

% p.a

Cashback

Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply. ~ Ends in 4 months

Real Time Rating™

Interest rate

2.59

% p.a

Fixed - 2 years

Comparison Rate*

4.12

% p.a

Interest rates ranked in the best 20%
Suitable for low deposits

Real Time Rating™

Interest rate

2.07

% p.a

Fixed - 2 years

Comparison Rate*

2.90

% p.a

Interest rates ranked in the best 20%
Extra repayments and redraw facility
Free redraw facility
Split account option

Real Time Rating™

FAQs

The range you can borrow from this loan is $20k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

BDCU Alliance Bank allows you to have this loan for a range of 1 to 30 years.

BDCU Alliance Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $650 worth of upfront fees.

No, this loan doesn't come with a redraw facility.

BDCU Alliance Bank makes it possible to apply for this product online. Apply here.

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