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BDCU Alliance Bank

Fixed Rate Home Loan

Interest rate

3.49

% p.a

Fixed - 2 years

Comparison Rate*

3.74

% p.a

Maximum LVR
95%
Real Time Rating™

1.38

/ 5
Monthly Repayment

$1,500

based on $300,000 loan amount for 25 years at 3.49%

Interest rate

3.49

% p.a

Fixed - 2 years

Comparison Rate*

3.74

% p.a

Maximum LVR
95%
Real Time Rating™

1.38

/ 5
Monthly Repayment

$1,500

based on $300,000 loan amount for 25 years at 3.49%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,500

based on $300,000 loan amount for 25 years at 3.49%

Quick home loan review

For 2 year Fixed Rate Home Loan (Principal and Interest)

These are the benefits of this home loan.

  • Suitable for low deposits

These are the drawbacks of this home loan.

  • No redraw and no offset
  • Higher than average interest rate
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Higher than average upfront fee
  • No repayment holidays

Home loan overview

For 2 year Fixed Rate Home Loan (Principal and Interest)

TMD

Details

Maximum LVR

95%

Total Repayments

Next LVR

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

650

Application fee

650

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$8 monthly

Discharge fee

0

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit BDCU Alliance Bank to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $20k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

What's the maximum length for this loan?

BDCU Alliance Bank allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

BDCU Alliance Bank allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $650 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

BDCU Alliance Bank makes it possible to apply for this product online. Apply here.