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- Home Loans
- Fire Service Credit Union
- Standard Variable Home Loan
Standard Variable Home Loan
- Owner Occupied
- Variable
- 20.01% min deposit
- P&I
Interest rate p.a.
6.44%
Comparison rate* p.a.
6.45%
Standard Variable Home Loan
- Owner Occupied
- Variable
- 20.01% min deposit
- P&I
Interest rate p.a.
6.44%
Comparison rate* p.a.
6.45%
Fire Service Credit Union Variable Rate Home Loan overview
For Standard Variable Home Loan (Principal and Interest)
Principal & Interest (P&I)
Loan type
Loan to value ratio
Interest rate
Comparison rate
Interest only
Loan type
Loan to value ratio
Interest rate
Comparison rate
Details
Maximum LVR
79.99%
Total repayments
Interest rate type
Variable
Borrowing range
$150k - $100m
Suitable for
Owner Occupiers
Loan term range
1 - 30 years
Repayment type
Principal and Interest
Applicable states
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Repayment options
Fortnightly, Monthly, Weekly
Target Market Determination
Visit Fire Service Credit Union to view Target Market Determination.
Features
Extra repayments
Unlimited
Redraw facility
Redraw fee: $0
Offset account
Split interest facility
Loan portability
Repayment holiday available
Allow guarantors
Available for first home buyers
Other benefits
Fees
Total estimated upfront fees
$300
Application fee
$300
Legal fee
$0
Valuation fee
$0
Settlement fee
$0
Other upfront fee
$0
Ongoing fee
$0
Discharge fee
$150
Pros and Cons
For Standard Variable Home Loan
Benefits
- Interest rates ranked in the best 20%
- No ongoing fees
- 100% full offset account
- Extra repayments and redraw facility
- Free redraw facility
Drawbacks
- Not available for first home buyers
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
