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3.99
% p.a
Variable
4.27
% p.a
$1,582
based on $300,000 loan amount for 25 years at 3.99%
Calculate your repayments for this loan
Your estimated repayment
$1,582
based on $300,000 loan amount for 25 years at 3.99%
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Quick home loan review
For Premium Plus Investment Loan (Principal and Interest)
These are the benefits of this home loan.
- Lower than average interest rate
- 100% full offset account
- Suitable for low deposits
- Parents can sign as guarantor
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Premium Plus Investment Loan (Principal and Interest)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 95% | Total Repayments $474,600 |
Interest rate type Variable | |
Borrowing range
$600k
-
$800k
| Suitable for Investors |
Loan term range 1 - 25 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 400 | Application fee 0 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 400 |
Ongoing fee $375 annually | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit First Option Bank to view Target Market Determination.
Other Benefits
Pre-approved Cash Rewards Visa Credit Card (upto $5,000) with no monthly fee,Free consultation with Bridges Financial Planning, 50% discount off Credit Union fees charged forForeign Exchange/Currency services, 5% discount off Mortgage Insurance
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