Freedom Variable Home Loan (Principal and Interest) (LVR < 70%)
- No upfront or ongoing fees
- 100% full offset account
- Extra repayments + redraw services
- Free redraw facility
- Repayments may increase if RBA raises rates
Interest rate structure
$350k - $1.5m
Principal & interest
Loan term range
1 - 30 years
100% offset account
Unlimited extra repayments
Redraw fee: $0
Allows split interest
ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Estimated upfront fees
Minimum SMSF Amount
Compare and review home loans with similar features
Freedom Lend is an Australian-owned and operated non-bank lender that provide an online-only service from its Melbourne office. Being an online-only lender, Freedom Lend is able to cut out a lot of overheads and pass the savings and lower interest rates onto its customers. Freedom Lend offers its customers a range of fixed and variable competitive home and investment loans.
Freedom Lend Home Loan Calculator
Interested in a Freedom Lend home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Freedom Lend compares to its competitors. Simply plug in your borrowing amount below.
Each lender has its own policies, but as a general rule you will have to pay lender’s mortgage insurance (LMI) if your loan-to-value ratio (LVR) exceeds 80 per cent. This applies whether you’re taking out a new home loan or you’re refinancing.
If you’re looking to buy a property, you can use this LMI calculator to work out how much you’re likely to be charged in LMI.