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Greater Bank

Investment Ultimate

Interest Rate

4.89

% p.a

Fixed - 1 year

Comparison Rate*

5.71

% p.a

Maximum LVR
90%
Real Time Rating™

3.76

/ 5
Monthly Repayment

$1,223

based on $300,000 loan amount for 25 years at 4.89%

Interest Rate

4.89

% p.a

Fixed - 1 year

Comparison Rate*

5.71

% p.a

Maximum LVR
90%
Real Time Rating™

3.76

/ 5
Monthly Repayment

$1,223

based on $300,000 loan amount for 25 years at 4.89%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,223

based on $300,000 loan amount for 25 years at 4.89%

Greater Bank home loans are available through brokers who can help find the right loan and manage your application at no charge.

Jingxia (Suzanne) Wang

5.0
103 Reviews

Get expert advice from a home loans specialist.

With double master degrees of Professional Accounting and Commerce and over 3 years working experiences in the mortgage broking industry, Suzanne has been developing a wider sense of what her clients need and how to achieve their dreams of buying or building their own homes as well as increasing their investment property portfolio to build wealth. Suzanne loves meeting new clients and catching up with existing clients, she has a passion for delivering professional skills and experience to customise a solution for her clients to secure their financial future. On weekends she enjoys spending time with her family, reading books with her child, and going for long walks in the park. Suzanne Wang is a credit representative 534100 of BLSSA Pty Ltd ACN 117 651 760 (Australia Credit License 391237).

VIC3128

CRN: 484532

Eric Dong

5.0
21 Reviews

Get expert advice from a home loans specialist.

We want to help our clients create lives they love through financial control and empowerment. Only after we’ve listened to what our clients are trying to achieve, and understood their unique set of circumstances do we start devising bespoke solutions for them. We do the legwork, running around and hard work, you will never have a headache for a competitive interest rate or a simplization of the loan process. We will provide expert guidance and help along the whole way from our initial meeting. We have two consultation fee options for both commercial and residential lending advice.

QLD4116

CRN: 429699

Azm Khan

5.0
56 Reviews

Get expert advice from a home loans specialist.

I am really passionate about helping people achieve their property dreams. As a student, my main interest was finance and since completing my Master's degree in Accounting, I studied to be qualified as a Certified Practicing Accountant (CPA) and worked in the finance world for over 10 years. In 2014, after purchasing my first home through a mortgage broker and seeing first hand the value provided by Mortgage Brokers, I decided to better utilise my skills to the benefit of my clients. Since starting my Mortgage Broker business, I have helped over 300 clients with their home loan and have settled over $120 million loans. So if you are looking for someone with expertise and experience to assist you with your home loan, I will be thrilled to have a chat. I am available anytime when you are ready.

NSW2150

CRN: 463273

Quick home loan review

For Ultimate Fixed Investment Loan (Interest Only) (NSW, ACT & QLD only) 1 Year

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • No offset account
  • Loan reverts to higher rate after fixed period
  • Ongoing fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Ultimate Fixed Investment Loan (Interest Only) (NSW, ACT & QLD only) 1 Year

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Fixed - 1 year

Borrowing range

Suitable for

Investors

Loan term range

0 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, QLD

Make repayments

Monthly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

300

Application method

Online

Phone

In branch

Available
Not available
Data not captured

Target Market Determination

Visit Greater Bank to view Target Market Determination.

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Greater Bank is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $40k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

Greater Bank allows you to have this loan for a range of 0 to 30 years.

How often can you make repayments?

Greater Bank allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Greater Bank makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Greater Bank loan is available through a broker. Find a broker to help you with your needs.