Home Advantage Fixed Home Loan 2 Years
special
No application fee for applications made from 31 July to 30 September 2020 Expiry date: 29/09/2020- Last updated on 08 Aug 2020
Smart Booster Home Loan Discounted Variable
special
1.99% variable rate for 12 months then 2.57% variable rateGet one of the lowest variable interest rates on the market
1.99%
Intro 12 months
2.55%
Smart Booster Home Loan Discounted Variable - 1yr
2.59%
Fixed - 2 years
3.29%
$1,199
based on $300,000 loan amount for 25 years
Pros
- Suitable for low deposits
- Parents can sign as guarantor
- Extra repayments + redraw services
- Free redraw facility
Cons
- Annual fee charged
- Discharge fee at end of loan
- Repayments won't decrease if RBA cuts rates
Maximum LVR 95% | Interest rate structure Fixed - 2 years |
Borrowing range $150k - $100m | Total Repayments $431,640 |
Principal & interest | Interest only |
Loan term range 1 - 30 years | Offset account Partial offset account |
Extra repayments Unlimited extra repayments | Redraw facility Redraw fee: $0 |
Allows split interest | Suitable For Owner Occupiers |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Total estimated upfront fees $150 | Application fee $0 |
Settlement fee $150 | Valuation fee $0 |
Legal fee $0 | Other upfront fee $0 |
Ongoing fee $350 annually | Discharge fee $300 |
Property Type | SMSF Trustee |
Minimum SMSF Amount |
- Special No application fee for applications made from 31 July to 30 September 2020
Compare and review home loans with similar features
Heritage Bank is a Queensland-based mutual bank that is owned by its customers rather than shareholders.
Heritage Bank offers a wide range of fixed and variable mortgages and charges home loan rates that tend to be below the market average.
Heritage Bank is Australia’s largest mutual bank and has branches throughout Queensland.
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