| Maximum LVR | Maximum LVR 95% |
|---|---|
| Interest rate structure | Interest rate structure Fixed - 2 years |
| Borrowing range | |
| Total repayments | |
| Principal & interest | Principal & interest |
| Interest only | Interest only |
| Loan term | Loan term 1 - 30 years |
| Offset account | Offset account Partial offset account |
| Extra repayments | Extra repayments Unlimited extra repayments |
| Redraw facility | Redraw facility Redraw fee: $0 |
| Allows split interest | Allows split interest |
| Suitable For | Suitable ForOwner Occupiers |
| Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
| Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
| Estimated upfront fees | Estimated upfront fees $150.00 |
| Application fee | Application fee $0 |
| Settlement fee | Settlement fee $150 |
| Valuation fee | Valuation fee $0 |
| Legal fee | Legal fee $0 |
| Ongoing fee | Ongoing fee $350 annually |
| Discharge fee | Discharge fee $250 |
| Property Type | Property Type |
| SMSF Trustee | SMSF Trustee |
| Minimum SMSF Amount | Minimum SMSF Amount |
| Maximum LVR | Maximum LVR 95% |
|---|---|
| Interest rate structure | Interest rate structure Fixed - 2 years |
| Borrowing range | |
| Total repayments | |
| Principal & interest | Principal & interest |
| Interest only | Interest only |
| Loan term | Loan term 1 - 30 years |
| Offset account | Offset account Partial offset account |
| Extra repayments | Extra repayments Unlimited extra repayments |
| Redraw facility | Redraw facility Redraw fee: $0 |
| Allows split interest | Allows split interest |
| Suitable For | Suitable ForOwner Occupiers |
| Applicable States | Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA |
|---|---|
| Make Repayments | Make RepaymentsFortnightly, Monthly, Weekly |
| Estimated upfront fees | Estimated upfront fees $150.00 |
| Application fee | Application fee $0 |
| Settlement fee | Settlement fee $150 |
| Valuation fee | Valuation fee $0 |
| Legal fee | Legal fee $0 |
| Ongoing fee | Ongoing fee $350 annually |
| Discharge fee | Discharge fee $250 |
| Property Type | Property Type |
| SMSF Trustee | SMSF Trustee |
| Minimum SMSF Amount | Minimum SMSF Amount |
Heritage Bank is a Queensland-based mutual bank that is owned by its customers rather than shareholders.
Heritage Bank offers a wide range of fixed and variable mortgages and charges home loan rates that tend to be below the market average.
Heritage Bank is Australia’s largest mutual bank and has branches throughout Queensland.
