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Latest home loans news
RBA to hold: have home loan rates hit the bottom?
The Reserve Bank is expected to keep the cash rate on hold at 0.25 per cent when it meets today, but the rate cuts keep coming from the banks for new home loan customers.
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Refinancing a home loan involves switching from your current mortgage to one that’s better suited to your present financial situation, such as a home loan that charges lower interest or fees, or one that offers useful features or benefits. If you’ve been paying a mortgage for some time, you may be able to use the equity in your current property instead of a deposit when you refinance your home loan. If your property has increased in value over the years, its capital growth is added to your equity, which could help you qualify for a new home loan without having to pay Lenders Mortgage Insurance.