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The latest in home loans news
Big bank home loan war as ANZ slashes fixed rates to 2.68%
Australia’s fourth largest lender, ANZ, has today slashed its fixed rate home loans by up to 0.86 per cent.
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Refinancing a home loan involves switching from your current mortgage to one that’s better suited to your present financial situation, such as a home loan that charges lower interest or fees, or one that offers useful features or benefits. If you’ve been paying a mortgage for some time, you may be able to use the equity in your current property instead of a deposit when you refinance your home loan. If your property has increased in value over the years, its capital growth is added to your equity, which could help you qualify for a new home loan without having to pay Lenders Mortgage Insurance.