Important disclosure

4.99
% p.a
Fixed - 2 years
4.05
% p.a
$1,752
based on $300,000 loan amount for 25 years at 4.99%
Calculate your repayments for this loan
Your estimated repayment
$1,752
based on $300,000 loan amount for 25 years at 4.99%
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Quick home loan review
For Fixed Rate Home Loan 2 Years
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- 100% full offset account
- Suitable for low deposits
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- Loan reverts to higher rate after fixed period
- Ongoing fee
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Fixed Rate Home Loan 2 Years
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 95% | Total Repayments $525,600 |
Interest rate type Fixed - 2 years | |
Borrowing range
$50k
-
$100m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states NSW |
Features
Extra repayments Yes - limited to $30000 | Offset account 100% offset account |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 680 | Application fee 350 |
Legal fee $0 | Valuation fee $330 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $150 one off | Discharge fee 250 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Horizon Bank to view Target Market Determination.
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