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HSBC

Home Value Loan (Owner Occupied, Principal & Interest)

Advertised Rate

2.27

% p.a

Variable

Comparison Rate*

2.28

% p.a

Maximum LVR
90%
Real Time Rating™

3.81

/ 5
Monthly Repayment

$1,311

based on $300,000 loan amount for 25 years at 2.27%

Advertised Rate

2.27

% p.a

Variable

Comparison Rate*

2.28

% p.a

Maximum LVR
90%
Real Time Rating™

3.81

/ 5
Monthly Repayment

$1,311

based on $300,000 loan amount for 25 years at 2.27%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,311

based on $300,000 loan amount for 25 years at 2.27%

HSBC home loans are available through brokers who can help find the right loan and manage your application at no charge.

Joel Flanagan

5.0
11 Reviews

Get expert advice from a home loans specialist.

I'm a loan specialist providing an outstanding professional service for each one of my clients. More than 15 years of experience and seven years as Director of Oak Financial Group, have given me the absolute knowledge about residential & commercial mortgage brokering to help, advise and guide my clients through their loan journey in the most effective way, always aiming to get the most favourable results. I'm available seven days a week, willing to answer my client's enquiries in the most transparent and comprehensive way.

Response time: in an hour | Our brokers call during business hours between 9.00am to 6.00pm.

Mahesh Perera

5.0
23 Reviews

Get expert advice from a home loans specialist.

In 1994, Mahesh bought a property at a highly inflated price. Shortly after, he lost most of his superannuation when the company he was working for was declared bankrupt. This misfortune encouraged him to learn as much as he could about good financial management so that he would avoid making the same mistakes again. Mahesh worked has to educate himself and gain valuable qualifications in the finance industry. While doing so, he recognised an opportunity to help other migrants steer clear of the pitfalls that he encountered. After studying to become a qualified Financial Advisor, Mahesh then went on to build his own financial planning firm, working under AXA, AON, and Patron licensees. Since 1996 Mahesh has had the privilege to assist more than 1500 clients to achieve their financial goals using various wealth strategies going to help you immensely. You will be glad you become an Equity Advice client.

Response time: in 2 hours | Our brokers call during business hours between 9.00am to 6.00pm.

Quick home loan review

For Home Value Home Loan (Principal and Interest)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • No offset account
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Home Value Home Loan (Principal and Interest)

TMD

Details

Maximum LVR

90%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

300

Application method

Online

Phone

In branch

Specials
  • Cashback Receive $3,288 when you refinance min of $250k
    Terms, condition, eligibility and credit criteria apply. For persons in Australia.
  • Cashback Receive $3,288 when you refinance min of $250k
    Terms, condition, eligibility and credit criteria apply. For persons in Australia.

Target Market Determination

Visit HSBC to view Target Market Determination.

Other Benefits

Establishment and settlement fees (up to $750) waived for Promotional Offer

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HSBC Home Value Home Loan (Principal and Interest) is available through brokers

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $7,500,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

What's the maximum length for this loan?

HSBC allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

HSBC allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact HSBC.

Can a broker help me with this loan?

Yes, this HSBC loan is available through a broker. Find a broker to help you with your needs.