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Property Package Fixed Rate Investment Loan (Principal and Interest) 5 Years

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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • No upfront fees
  • Extra repayments + redraw services
  • Repayments will not change during fixed period
Cons:
  • Annual fee charged
  • Discharge fee at end of loan
  • Repayments won't decrease if RBA cuts rates
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Fees and Features

Maximum LVR
Maximum LVR
85%
Interest rate structure
Interest rate structure
Fixed - 5 years
Borrowing range
Borrowing range
$150k - $100m
Total repayments
Total repayments
$395,400
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $25
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$375 annually
Discharge fee
Discharge fee
$200
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
85%
Interest rate structure
Interest rate structure
Fixed - 5 years
Borrowing range
Borrowing range
$150k - $100m
Total repayments
Total repayments
$395,400
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $25
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$375 annually
Discharge fee
Discharge fee
$200
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Other Benefits
Free transaction account, $0 annual fee on Hume credit cards, 10% discount on first year's premium on Motor Vehicle Insurance and House and/or Contents Insurance,

Since 1955, Hume Bank has been helping the Albury-Wodonga communities reach their financial goals. As a non-traditional lender, Hume Bank is owned by its customers meaning that all profits are distributed back into the bank and passed on to its members by way of low loan rates and no monthly account fees.

Hume Bank has won numerous awards, including Money magazine’s Bank of the Year and the CUNA Mutual QBE Financial Institution of the Year Award.

Hume Bank Home Loan Calculator  
Interested in a Hume Bank home loan? RateCity has a suite of calculators that can show you what your repayments would be and how Hume Bank compares to its competitors. Simply plug in your borrowing amount below.

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