IMB Bank Budget Investment Loan (Principal and Interest) | Review & Compare Home Loans

Budget Home Loan

Interest Rate

3.74

% p.a

Variable

Comparison Rate*

3.62

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,541

based on $300,000 loan amount for 25 years at 3.74%

Interest Rate

3.74

% p.a

Variable

Comparison Rate*

3.62

% p.a

Maximum LVR

90%

Real Time Rating™

Monthly Repayment

$1,541

based on $300,000 loan amount for 25 years at 3.74%

Calculate your repayments for this loan

Your estimated repayment

$1,541

based on $300,000 loan amount for 25 years at 3.74%

Based on your details, you can compare and save on the following home loans

Monthly Repayment

$1,494

based on $300,000 loan amount for 25 years at 3.45%

Interest Rate

3.45

% p.a

Variable

Comparison Rate*

3.46

% p.a

Cashback

Receive up to $4,000 cash when you take out an eligible Suncorp Bank home loan. Receive either $3K by taking out a Suncorp Bank home loan of $750K+ or $4K by taking out a Suncorp Bank home loan of $1m+ with LVR ≤90%. Apply by 30 November 2022, settle by 28 February 2023. Unless withdrawn prior. T&Cs & eligibility criteria apply. ~ Ends in 4 months

Real Time Rating™

More Features

Monthly Repayment

$1,437

based on $300,000 loan amount for 25 years at 3.09%

Interest Rate

3.09

% p.a

Variable

Comparison Rate*

3.10

% p.a

special

Rate Match Guarantee. Tic:Toc will match the rate on identical variable P&I home loans. T&C's Apply.

Real Time Rating™

More Features

Monthly Repayment

$1,486

based on $300,000 loan amount for 25 years at 3.4%

Interest Rate

3.40

% p.a

Variable

Comparison Rate*

3.42

% p.a

Cashback

$2000 cashback on Heritage home loan ~ Ends in about 2 months

Real Time Rating™

More Features

Quick home loan review

For Budget Investment Loan (Principal and Interest) (LVR 80%-90%)

These are the benefits of this home loan.

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

These are the drawbacks of this home loan.

No offset account
Not available for first home buyers
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Budget Investment Loan (Principal and Interest) (LVR 80%-90%)

Details
Features
Fees
Application method

Details

Maximum LVR 90%	Total Repayments $462,300 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $10k - $100m Calculate how much you can borrow	Suitable for Investors
Loan term range 0 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Monthly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 799	Application fee 449
Legal fee $350	Valuation fee $0
Settlement fee 0	Other upfront fee 0
Ongoing fee $0	Discharge fee 350

Application method

Online Compare	Phone
Broker	In branch

Available

Not available

Data not captured

Target Market Determination

Visit IMB Bank to view Target Market Determination.

Checkout more home loans

Interest Rate

3.09

% p.a

Variable

Comparison Rate*

3.10

% p.a

special

Rate Match Guarantee. Tic:Toc will match the rate on identical variable P&I home loans. T&C's Apply.

Real Time Rating™

Interest Rate

3.45

% p.a

Variable

Comparison Rate*

3.46

% p.a

Cashback

Real Time Rating™

Interest Rate

4.79

% p.a

Variable

Comparison Rate*

4.80

% p.a

Interest rates ranked in the best 20%
No ongoing fees
Parents can sign as guarantor
Extra repayments and redraw facility

Real Time Rating™

Interest Rate

3.22

% p.a

Variable

Comparison Rate*

3.23

% p.a

Cashback

Receive $3,000 cash when you take out a Suncorp Bank home loan of $750K or more with LVR <=90%. Apply by 30 November 2022, settle by 28 February 2023. Unless withdrawn prior. T&Cs & eligibility criteria apply. ~ Ends in 4 months

Real Time Rating™

Product data updated on 9 Aug 2022

FAQs

The range you can borrow from this loan is $10k to $99,999,999.

This loan option comes with a maximum loan-to-value ratio of 90 percent, which means it requires a minimum deposit of 10 percent

IMB Bank allows you to have this loan for a range of 0 to 30 years.

IMB Bank allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $799 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

IMB Bank makes it possible to apply for this product online. Apply here.

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