ING Fixed Rate Investment Loan 3 Years (Interest Only) | Review & Compare Home Loans

Summary
Features & fees
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About

Advertised Rate

3.29%

Fixed - 3 years

Comparison Rate*

4.98%

Maximum LVR

80%

Real Time Rating™

2.40 / 5

Monthly Repayment

Pros and Cons

Pros

No ongoing fees
Parents can sign as guarantor
Repayments will not change during fixed period

Cons

Limited extra repayments
No redraw and no offset
Discharge fee at end of loan
Repayments won't decrease if RBA cuts rates

ING Fees and Features

Maximum LVR 80%	Interest rate structure Fixed - 3 years
Borrowing range $50k - $2m Calculate how much you can borrow	Total Repayments $0 View repayment schedule »
Principal & interest	Interest only
Loan term range 1 - 30 years	Offset account No
Extra repayments Allowed with restrictions	Redraw facility
Allows split interest	Suitable For Investors
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA	Make Repayments Fortnightly, Monthly
Estimated upfront fees $798	Application fee $499
Settlement fee $299	Valuation fee $0
Legal fee $0	Ongoing fee $0
Discharge fee $250	Property Type
SMSF Trustee	Minimum SMSF Amount
Aggregator

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UHomeLoan Fixed OO (Interest Only) 3 Years

Real Time Rating™

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Advertised Rate

Comparison Rate*

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3.22%

No upfront or ongoing fees
Repayments will not change during fixed period

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More Flexibility

Fixed Home Loan 3 year (Interest Only)

Real Time Rating™

3.05 / 5

Advertised Rate

Comparison Rate*

3.59%

Fixed - 3 years

3.47%

Repayments will not change during fixed period

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Major Banks

Tailored Investment Loan Fixed (Interest Only in Arrears) 3 Years

Real Time Rating™

2.71 / 5

Advertised Rate

Comparison Rate*

3.58%

Fixed - 3 years

5.08%

Cashback

Receive $2,000 with the New Lending Cash Bonus and $4,000 with the Refinance Cash Bonus

Generic

Investment Back to Basics Special (Interest Only) (New Customer)

Real Time Rating™

3.74 / 5

Advertised Rate

Comparison Rate*

3.53%

Variable

3.41%

No upfront or ongoing fees
Parents can sign as guarantor
Extra repayments + redraw services
Repayments may decrease if RBA cuts rates

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ING Australia is owned by ING Group, a multinational bank that is headquartered in Holland. ING has held an Australian banking licence since 1999, and claims to have more than 1,000 staff and 1.5 million customers.

ING’s Australian corporate head office is in Sydney, although the bank doesn’t have any branches. Instead, customers interact with the bank by phone, by email or over the internet.

Borrowers can apply for an ING home loan online or over the phone.

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