Important disclosure

La Trobe Financial

SMSF Residential

  • Investor
  • Variable
  • 20% min deposit
  • P&I
Interest Rate

7.39%

p.a

Comparison Rate*

7.47%

p.a

Real Time Rating™
Tags
  • Investor
  • Variable
  • 20% min deposit
  • P&I
Interest Rate

7.39%

p.a

Comparison Rate*

7.47%

p.a

ly Repayment

$0

based on $500,000 loan amount for 25 years at 7.39%

SMSF Residential

No owner occupier products available.

La Trobe Financial Variable Rate Home loan overview

For SMSF Residential

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Investors, Self-Managed Super Funds

Loan term range

0 - 30 years

Repayment type

Principal and Interest

Applicable states

NSW, VIC

Repayment options

Fortnightly, Monthly, Weekly

Target Market Determination

Visit La Trobe Financial to view Target Market Determination.

Features

Extra repayments

Unlimited

Redraw facility

Split interest facility

Loan portability

Repayment holiday available

Allow guarantors

Available for first home buyers

Other benefits

Loans for Commercial properties also available

Fees

Total estimated upfront fees

$995

Application fee

$995

Valuation fee

$0

Settlement fee

$0

Other upfront fee

$0

Ongoing fee

$0

Discharge fee

$0

Other Restrictions

Application fee is from 1.25% of the loan amount

Pros and cons

For SMSF Residential

Benefits

  • No ongoing fees

Drawbacks

  • No redraw and no offset
  • Higher than average interest rate
  • Not available for first home buyers
  • Higher than average upfront fee
  • No repayment holidays
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Comparison Rate*

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $1,500,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

La Trobe Financial allows you to have this loan for a range of 0 to 30 years.

How often can you make repayments?

La Trobe Financial allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $995 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

La Trobe Financial makes it possible to apply for this product online. Apply here.