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La Trobe Financial

SMSF Residential

Advertised Rate

5.19

% p.a

Variable

Comparison Rate*

5.26

% p.a

Maximum LVR
80%
Real Time Rating™

1.33

/ 5
Monthly Repayment

$1,787

based on $300,000 loan amount for 25 years at 5.19%

Advertised Rate

5.19

% p.a

Variable

Comparison Rate*

5.26

% p.a

Maximum LVR
80%
Real Time Rating™

1.33

/ 5
Monthly Repayment

$1,787

based on $300,000 loan amount for 25 years at 5.19%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,787

based on $300,000 loan amount for 25 years at 5.19%

Quick home loan review

For SMSF Residential

These are the benefits of this home loan.

  • No ongoing fees

These are the drawbacks of this home loan.

  • No redraw and no offset
  • Higher than average interest rate
  • Not available for first home buyers
  • Higher than average upfront fee
  • No repayment holidays

Home loan overview

For SMSF Residential

TMD

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors, Self-Managed Super Funds

Loan term range

0 - 30 years

Principal & interest

Interest only

Applicable states

NSW, VIC

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

995

Application fee

995

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

0

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit La Trobe Financial to view Target Market Determination.

Other Benefits

Loans for Commercial properties also available

Other Restrictions

Application fee is from 1.25% of the loan amount

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $1,250,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

La Trobe Financial allows you to have this loan for a range of 0 to 30 years.

How often can you make repayments?

La Trobe Financial allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $995 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

La Trobe Financial makes it possible to apply for this product online. Apply here.