Important disclosure
SMSF Residential
No owner occupier products available.
La Trobe Financial Variable Rate Home loan overview
For SMSF Residential
Details
Maximum LVR 80% | Total Repayments |
Interest rate type Variable | Borrowing range
$100k
-
$1.5m
|
Suitable for Investors, Self-Managed Super Funds | Loan term range 0 - 30 years |
Repayment type Principal and Interest | Applicable states NSW, VIC |
Target Market Determination Visit La Trobe Financial to view Target Market Determination. |
Features
Extra repayments Unlimited | Redraw facility |
Offset account | Split interest facility |
Loan portability | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Other benefits Loans for Commercial properties also available |
Fees
Total estimated upfront fees $995 | Application fee $995 |
Legal fee $0 | Valuation fee $0 |
Settlement fee $0 | Other upfront fee $0 |
Ongoing fee $0 | Discharge fee $0 |
Other Restrictions
Application fee is from 1.25% of the loan amount
Pros and cons
For SMSF Residential
Benefits
- No ongoing fees
Drawbacks
- No redraw and no offset
- Higher than average interest rate
- Not available for first home buyers
- Higher than average upfront fee
- No repayment holidays
FAQs
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